▼ 0.50% · 3.625%
HK$21,512
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,181
−HK$679/mo
Today · 4.125%
HK$22,860
baseline
▲ 0.50% · 4.625%
HK$24,251
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,720/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,931
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,573
−HK$651/mo
Today · 4.125%
HK$25,224
baseline
▲ 0.50% · 4.625%
HK$26,554
+HK$1,330/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,448/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,663
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,399
−HK$748/mo
Today · 4.125%
HK$25,147
baseline
▲ 0.50% · 4.625%
HK$26,677
+HK$1,530/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,294/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,324
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,030
−HK$717/mo
Today · 4.125%
HK$27,747
baseline
▲ 0.50% · 4.625%
HK$29,209
+HK$1,462/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,494/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,814
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,617
−HK$816/mo
Today · 4.125%
HK$27,433
baseline
▲ 0.50% · 4.625%
HK$29,102
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,866/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,718
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,488
−HK$781/mo
Today · 4.125%
HK$30,269
baseline
▲ 0.50% · 4.625%
HK$31,865
+HK$1,596/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,538/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,965
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,835
−HK$884/mo
Today · 4.125%
HK$29,719
baseline
▲ 0.50% · 4.625%
HK$31,527
+HK$1,808/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,438/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,111
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,945
−HK$847/mo
Today · 4.125%
HK$32,792
baseline
▲ 0.50% · 4.625%
HK$34,520
+HK$1,728/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,584/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,116
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,053
−HK$952/mo
Today · 4.125%
HK$32,005
baseline
▲ 0.50% · 4.625%
HK$33,952
+HK$1,947/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$64,010/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,504
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,402
−HK$912/mo
Today · 4.125%
HK$35,314
baseline
▲ 0.50% · 4.625%
HK$37,175
+HK$1,861/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,628/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,267
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,271
−HK$1,020/mo
Today · 4.125%
HK$34,291
baseline
▲ 0.50% · 4.625%
HK$36,377
+HK$2,086/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,582/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,897
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,860
−HK$976/mo
Today · 4.125%
HK$37,836
baseline
▲ 0.50% · 4.625%
HK$39,831
+HK$1,995/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,672/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,418
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,489
−HK$1,088/mo
Today · 4.125%
HK$36,577
baseline
▲ 0.50% · 4.625%
HK$38,802
+HK$2,225/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,154/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,290
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,317
−HK$1,042/mo
Today · 4.125%
HK$40,359
baseline
▲ 0.50% · 4.625%
HK$42,486
+HK$2,127/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,718/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,570
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,707
−HK$1,156/mo
Today · 4.125%
HK$38,863
baseline
▲ 0.50% · 4.625%
HK$41,228
+HK$2,365/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,726/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,683
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,774
−HK$1,107/mo
Today · 4.125%
HK$42,881
baseline
▲ 0.50% · 4.625%
HK$45,142
+HK$2,261/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,762/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,721
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,925
−HK$1,224/mo
Today · 4.125%
HK$41,149
baseline
▲ 0.50% · 4.625%
HK$43,653
+HK$2,504/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,298/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,076
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,232
−HK$1,172/mo
Today · 4.125%
HK$45,404
baseline
▲ 0.50% · 4.625%
HK$47,797
+HK$2,393/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,808/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,382 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).