▼ 0.50% · 3.625%
HK$22,085
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,771
−HK$698/mo
Today · 4.125%
HK$23,469
baseline
▲ 0.50% · 4.625%
HK$24,897
+HK$1,428/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,938/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,569
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,228
−HK$668/mo
Today · 4.125%
HK$25,896
baseline
▲ 0.50% · 4.625%
HK$27,261
+HK$1,365/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,792/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,293
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,049
−HK$767/mo
Today · 4.125%
HK$25,816
baseline
▲ 0.50% · 4.625%
HK$27,387
+HK$1,571/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,632/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,026
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,751
−HK$735/mo
Today · 4.125%
HK$28,486
baseline
▲ 0.50% · 4.625%
HK$29,987
+HK$1,501/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$56,972/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,501
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,326
−HK$837/mo
Today · 4.125%
HK$28,163
baseline
▲ 0.50% · 4.625%
HK$29,877
+HK$1,714/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,326/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,483
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,273
−HK$802/mo
Today · 4.125%
HK$31,075
baseline
▲ 0.50% · 4.625%
HK$32,713
+HK$1,638/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,150/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,710
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,603
−HK$907/mo
Today · 4.125%
HK$30,510
baseline
▲ 0.50% · 4.625%
HK$32,367
+HK$1,857/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,020/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,939
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,796
−HK$869/mo
Today · 4.125%
HK$33,665
baseline
▲ 0.50% · 4.625%
HK$35,440
+HK$1,775/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,330/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,918
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,880
−HK$977/mo
Today · 4.125%
HK$32,857
baseline
▲ 0.50% · 4.625%
HK$34,856
+HK$1,999/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,714/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,396
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,319
−HK$936/mo
Today · 4.125%
HK$36,255
baseline
▲ 0.50% · 4.625%
HK$38,166
+HK$1,911/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,510/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,127
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,157
−HK$1,047/mo
Today · 4.125%
HK$35,204
baseline
▲ 0.50% · 4.625%
HK$37,346
+HK$2,142/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,408/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,853
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,842
−HK$1,002/mo
Today · 4.125%
HK$38,844
baseline
▲ 0.50% · 4.625%
HK$40,892
+HK$2,048/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,688/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,335
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,434
−HK$1,117/mo
Today · 4.125%
HK$37,551
baseline
▲ 0.50% · 4.625%
HK$39,836
+HK$2,285/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,102/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,310
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,364
−HK$1,070/mo
Today · 4.125%
HK$41,434
baseline
▲ 0.50% · 4.625%
HK$43,618
+HK$2,184/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,868/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,544
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,712
−HK$1,186/mo
Today · 4.125%
HK$39,898
baseline
▲ 0.50% · 4.625%
HK$42,326
+HK$2,428/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$79,796/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,767
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,887
−HK$1,137/mo
Today · 4.125%
HK$44,024
baseline
▲ 0.50% · 4.625%
HK$46,344
+HK$2,320/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$88,048/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,752
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,989
−HK$1,256/mo
Today · 4.125%
HK$42,245
baseline
▲ 0.50% · 4.625%
HK$44,815
+HK$2,570/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,490/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,224
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,410
−HK$1,203/mo
Today · 4.125%
HK$46,613
baseline
▲ 0.50% · 4.625%
HK$49,070
+HK$2,457/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,226/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,512 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).