▼ 0.50% · 3.625%
HK$15,816
−HK$992/mo
▼ 0.25% · 3.875%
HK$16,308
−HK$500/mo
Today · 4.125%
HK$16,808
baseline
▲ 0.50% · 4.625%
HK$17,831
+HK$1,023/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,616/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,596
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,068
−HK$478/mo
Today · 4.125%
HK$18,546
baseline
▲ 0.50% · 4.625%
HK$19,524
+HK$978/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,092/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,398
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,939
−HK$550/mo
Today · 4.125%
HK$18,489
baseline
▲ 0.50% · 4.625%
HK$19,614
+HK$1,125/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$36,978/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,355
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,874
−HK$527/mo
Today · 4.125%
HK$20,401
baseline
▲ 0.50% · 4.625%
HK$21,476
+HK$1,075/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$40,802/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,980
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,570
−HK$600/mo
Today · 4.125%
HK$20,170
baseline
▲ 0.50% · 4.625%
HK$21,397
+HK$1,227/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$40,340/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,115
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,681
−HK$574/mo
Today · 4.125%
HK$22,255
baseline
▲ 0.50% · 4.625%
HK$23,429
+HK$1,174/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$44,510/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,561
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,201
−HK$650/mo
Today · 4.125%
HK$21,851
baseline
▲ 0.50% · 4.625%
HK$23,180
+HK$1,329/mo
Deposit HK$2.43M · loan HK$4.51M · min. income ≈ HK$43,702/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,874
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,488
−HK$622/mo
Today · 4.125%
HK$24,110
baseline
▲ 0.50% · 4.625%
HK$25,381
+HK$1,271/mo
Deposit HK$2.43M · loan HK$4.51M · min. income ≈ HK$48,220/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,143
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,832
−HK$700/mo
Today · 4.125%
HK$23,532
baseline
▲ 0.50% · 4.625%
HK$24,963
+HK$1,431/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$47,064/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,634
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,295
−HK$670/mo
Today · 4.125%
HK$25,965
baseline
▲ 0.50% · 4.625%
HK$27,333
+HK$1,368/mo
Deposit HK$2.08M · loan HK$4.86M · min. income ≈ HK$51,930/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,725
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,463
−HK$749/mo
Today · 4.125%
HK$25,212
baseline
▲ 0.50% · 4.625%
HK$26,746
+HK$1,534/mo
Deposit HK$1.73M · loan HK$5.20M · min. income ≈ HK$50,424/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,393
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,101
−HK$718/mo
Today · 4.125%
HK$27,819
baseline
▲ 0.50% · 4.625%
HK$29,286
+HK$1,467/mo
Deposit HK$1.73M · loan HK$5.20M · min. income ≈ HK$55,638/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,306
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,093
−HK$800/mo
Today · 4.125%
HK$26,893
baseline
▲ 0.50% · 4.625%
HK$28,530
+HK$1,637/mo
Deposit HK$1.39M · loan HK$5.55M · min. income ≈ HK$53,786/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,153
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,908
−HK$766/mo
Today · 4.125%
HK$29,674
baseline
▲ 0.50% · 4.625%
HK$31,238
+HK$1,564/mo
Deposit HK$1.39M · loan HK$5.55M · min. income ≈ HK$59,348/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,888
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,724
−HK$850/mo
Today · 4.125%
HK$28,574
baseline
▲ 0.50% · 4.625%
HK$30,313
+HK$1,739/mo
Deposit HK$1.04M · loan HK$5.90M · min. income ≈ HK$57,148/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,913
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,715
−HK$814/mo
Today · 4.125%
HK$31,529
baseline
▲ 0.50% · 4.625%
HK$33,191
+HK$1,662/mo
Deposit HK$1.04M · loan HK$5.90M · min. income ≈ HK$63,058/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,470
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,355
−HK$900/mo
Today · 4.125%
HK$30,255
baseline
▲ 0.50% · 4.625%
HK$32,096
+HK$1,841/mo
Deposit HK$694K · loan HK$6.24M · min. income ≈ HK$60,510/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,672
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,522
−HK$861/mo
Today · 4.125%
HK$33,383
baseline
▲ 0.50% · 4.625%
HK$35,143
+HK$1,760/mo
Deposit HK$694K · loan HK$6.24M · min. income ≈ HK$66,766/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$208,088 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).