▼ 0.50% · 3.625%
HK$21,243
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,904
−HK$672/mo
Today · 4.125%
HK$22,576
baseline
▲ 0.50% · 4.625%
HK$23,949
+HK$1,373/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,152/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,633
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,267
−HK$643/mo
Today · 4.125%
HK$24,910
baseline
▲ 0.50% · 4.625%
HK$26,223
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,820/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,368
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,095
−HK$738/mo
Today · 4.125%
HK$24,833
baseline
▲ 0.50% · 4.625%
HK$26,344
+HK$1,511/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,666/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,996
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,694
−HK$707/mo
Today · 4.125%
HK$27,401
baseline
▲ 0.50% · 4.625%
HK$28,845
+HK$1,444/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,802/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,492
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,285
−HK$806/mo
Today · 4.125%
HK$27,091
baseline
▲ 0.50% · 4.625%
HK$28,739
+HK$1,648/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,182/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,360
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,120
−HK$772/mo
Today · 4.125%
HK$29,892
baseline
▲ 0.50% · 4.625%
HK$31,468
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,616
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,476
−HK$872/mo
Today · 4.125%
HK$29,348
baseline
▲ 0.50% · 4.625%
HK$31,134
+HK$1,786/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,696/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,723
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,547
−HK$836/mo
Today · 4.125%
HK$32,383
baseline
▲ 0.50% · 4.625%
HK$34,090
+HK$1,707/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,766/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,741
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,666
−HK$940/mo
Today · 4.125%
HK$31,606
baseline
▲ 0.50% · 4.625%
HK$33,529
+HK$1,923/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,212/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,086
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,974
−HK$900/mo
Today · 4.125%
HK$34,874
baseline
▲ 0.50% · 4.625%
HK$36,712
+HK$1,838/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,748/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,865
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,856
−HK$1,007/mo
Today · 4.125%
HK$33,863
baseline
▲ 0.50% · 4.625%
HK$35,924
+HK$2,061/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,726/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,450
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,400
−HK$965/mo
Today · 4.125%
HK$37,365
baseline
▲ 0.50% · 4.625%
HK$39,334
+HK$1,969/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,730/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,990
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,047
−HK$1,074/mo
Today · 4.125%
HK$36,121
baseline
▲ 0.50% · 4.625%
HK$38,319
+HK$2,198/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$72,242/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,813
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,827
−HK$1,029/mo
Today · 4.125%
HK$39,856
baseline
▲ 0.50% · 4.625%
HK$41,957
+HK$2,101/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$79,712/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,114
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,237
−HK$1,142/mo
Today · 4.125%
HK$38,379
baseline
▲ 0.50% · 4.625%
HK$40,714
+HK$2,335/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,758/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,176
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,254
−HK$1,093/mo
Today · 4.125%
HK$42,347
baseline
▲ 0.50% · 4.625%
HK$44,579
+HK$2,232/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,694/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,238
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,428
−HK$1,208/mo
Today · 4.125%
HK$40,636
baseline
▲ 0.50% · 4.625%
HK$43,109
+HK$2,473/mo
Deposit HK$932K · loan HK$8.38M · min. income ≈ HK$81,272/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,540
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,681
−HK$1,157/mo
Today · 4.125%
HK$44,838
baseline
▲ 0.50% · 4.625%
HK$47,201
+HK$2,363/mo
Deposit HK$932K · loan HK$8.38M · min. income ≈ HK$89,676/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,626 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).