▼ 0.50% · 3.625%
HK$17,623
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,171
−HK$557/mo
Today · 4.125%
HK$18,728
baseline
▲ 0.50% · 4.625%
HK$19,867
+HK$1,139/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,456/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,605
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,131
−HK$533/mo
Today · 4.125%
HK$20,664
baseline
▲ 0.50% · 4.625%
HK$21,754
+HK$1,090/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,328/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,385
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,988
−HK$613/mo
Today · 4.125%
HK$20,601
baseline
▲ 0.50% · 4.625%
HK$21,854
+HK$1,253/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,202/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,566
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,144
−HK$587/mo
Today · 4.125%
HK$22,731
baseline
▲ 0.50% · 4.625%
HK$23,929
+HK$1,198/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,462/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,147
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,805
−HK$669/mo
Today · 4.125%
HK$22,474
baseline
▲ 0.50% · 4.625%
HK$23,841
+HK$1,367/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,948/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,526
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,157
−HK$640/mo
Today · 4.125%
HK$24,797
baseline
▲ 0.50% · 4.625%
HK$26,104
+HK$1,307/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,594/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,910
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,622
−HK$724/mo
Today · 4.125%
HK$24,346
baseline
▲ 0.50% · 4.625%
HK$25,828
+HK$1,482/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$48,692/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,487
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,170
−HK$694/mo
Today · 4.125%
HK$26,864
baseline
▲ 0.50% · 4.625%
HK$28,280
+HK$1,416/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$53,728/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,672
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,439
−HK$780/mo
Today · 4.125%
HK$26,219
baseline
▲ 0.50% · 4.625%
HK$27,814
+HK$1,595/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,438/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,447
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,183
−HK$747/mo
Today · 4.125%
HK$28,930
baseline
▲ 0.50% · 4.625%
HK$30,455
+HK$1,525/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,860/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,434
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,257
−HK$835/mo
Today · 4.125%
HK$28,092
baseline
▲ 0.50% · 4.625%
HK$29,801
+HK$1,709/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$56,184/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,408
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,197
−HK$800/mo
Today · 4.125%
HK$30,997
baseline
▲ 0.50% · 4.625%
HK$32,631
+HK$1,634/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$61,994/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,197
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,074
−HK$891/mo
Today · 4.125%
HK$29,965
baseline
▲ 0.50% · 4.625%
HK$31,788
+HK$1,823/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$59,930/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,368
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,210
−HK$853/mo
Today · 4.125%
HK$33,063
baseline
▲ 0.50% · 4.625%
HK$34,806
+HK$1,743/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$66,126/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,959
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,891
−HK$946/mo
Today · 4.125%
HK$31,837
baseline
▲ 0.50% · 4.625%
HK$33,775
+HK$1,938/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,674/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,329
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,223
−HK$907/mo
Today · 4.125%
HK$35,130
baseline
▲ 0.50% · 4.625%
HK$36,981
+HK$1,851/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,260/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,721
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,708
−HK$1,002/mo
Today · 4.125%
HK$33,710
baseline
▲ 0.50% · 4.625%
HK$35,761
+HK$2,051/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$67,420/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,289
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,236
−HK$960/mo
Today · 4.125%
HK$37,196
baseline
▲ 0.50% · 4.625%
HK$39,157
+HK$1,961/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$74,392/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,854 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).