▼ 0.50% · 3.625%
HK$22,789
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,498
−HK$720/mo
Today · 4.125%
HK$24,218
baseline
▲ 0.50% · 4.625%
HK$25,692
+HK$1,474/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,436/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,352
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,032
−HK$690/mo
Today · 4.125%
HK$26,722
baseline
▲ 0.50% · 4.625%
HK$28,131
+HK$1,409/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,444/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,068
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,848
−HK$792/mo
Today · 4.125%
HK$26,640
baseline
▲ 0.50% · 4.625%
HK$28,261
+HK$1,621/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$53,280/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,888
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,636
−HK$758/mo
Today · 4.125%
HK$29,394
baseline
▲ 0.50% · 4.625%
HK$30,944
+HK$1,550/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$58,788/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,347
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,197
−HK$865/mo
Today · 4.125%
HK$29,062
baseline
▲ 0.50% · 4.625%
HK$30,830
+HK$1,768/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,124/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,423
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,239
−HK$828/mo
Today · 4.125%
HK$32,067
baseline
▲ 0.50% · 4.625%
HK$33,757
+HK$1,690/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,134/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,626
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,547
−HK$936/mo
Today · 4.125%
HK$31,483
baseline
▲ 0.50% · 4.625%
HK$33,399
+HK$1,916/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$62,966/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,958
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,842
−HK$897/mo
Today · 4.125%
HK$34,739
baseline
▲ 0.50% · 4.625%
HK$36,570
+HK$1,831/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$69,478/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,905
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,897
−HK$1,008/mo
Today · 4.125%
HK$33,905
baseline
▲ 0.50% · 4.625%
HK$35,968
+HK$2,063/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,810/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,493
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,445
−HK$966/mo
Today · 4.125%
HK$37,411
baseline
▲ 0.50% · 4.625%
HK$39,383
+HK$1,972/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,822/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,183
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,247
−HK$1,080/mo
Today · 4.125%
HK$36,327
baseline
▲ 0.50% · 4.625%
HK$38,537
+HK$2,210/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$72,654/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,029
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,049
−HK$1,034/mo
Today · 4.125%
HK$40,083
baseline
▲ 0.50% · 4.625%
HK$42,196
+HK$2,113/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$80,166/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,462
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,596
−HK$1,153/mo
Today · 4.125%
HK$38,749
baseline
▲ 0.50% · 4.625%
HK$41,107
+HK$2,358/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$77,498/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,564
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,652
−HK$1,104/mo
Today · 4.125%
HK$42,756
baseline
▲ 0.50% · 4.625%
HK$45,009
+HK$2,253/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$85,512/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,741
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,946
−HK$1,225/mo
Today · 4.125%
HK$41,171
baseline
▲ 0.50% · 4.625%
HK$43,676
+HK$2,505/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,342/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,099
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,255
−HK$1,173/mo
Today · 4.125%
HK$45,428
baseline
▲ 0.50% · 4.625%
HK$47,822
+HK$2,394/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,856/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,020
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,296
−HK$1,296/mo
Today · 4.125%
HK$43,592
baseline
▲ 0.50% · 4.625%
HK$46,245
+HK$2,653/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,184/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,634
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,858
−HK$1,242/mo
Today · 4.125%
HK$48,100
baseline
▲ 0.50% · 4.625%
HK$50,635
+HK$2,535/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,200/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,403 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).