▼ 0.50% · 3.625%
HK$21,976
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,660
−HK$694/mo
Today · 4.125%
HK$23,354
baseline
▲ 0.50% · 4.625%
HK$24,775
+HK$1,421/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,708/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,448
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,104
−HK$665/mo
Today · 4.125%
HK$25,769
baseline
▲ 0.50% · 4.625%
HK$27,128
+HK$1,359/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,538/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,174
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,926
−HK$764/mo
Today · 4.125%
HK$25,690
baseline
▲ 0.50% · 4.625%
HK$27,253
+HK$1,563/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,380/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,893
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,615
−HK$731/mo
Today · 4.125%
HK$28,346
baseline
▲ 0.50% · 4.625%
HK$29,840
+HK$1,494/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,692/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,372
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,192
−HK$833/mo
Today · 4.125%
HK$28,025
baseline
▲ 0.50% · 4.625%
HK$29,731
+HK$1,706/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$56,050/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,338
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,125
−HK$798/mo
Today · 4.125%
HK$30,923
baseline
▲ 0.50% · 4.625%
HK$32,553
+HK$1,630/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$61,846/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,569
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,458
−HK$903/mo
Today · 4.125%
HK$30,361
baseline
▲ 0.50% · 4.625%
HK$32,208
+HK$1,847/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,722/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,783
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,635
−HK$865/mo
Today · 4.125%
HK$33,500
baseline
▲ 0.50% · 4.625%
HK$35,266
+HK$1,766/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$67,000/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,767
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,724
−HK$972/mo
Today · 4.125%
HK$32,696
baseline
▲ 0.50% · 4.625%
HK$34,686
+HK$1,990/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,392/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,228
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,146
−HK$931/mo
Today · 4.125%
HK$36,077
baseline
▲ 0.50% · 4.625%
HK$37,979
+HK$1,902/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,154/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,964
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,990
−HK$1,042/mo
Today · 4.125%
HK$35,032
baseline
▲ 0.50% · 4.625%
HK$37,163
+HK$2,131/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,064/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,673
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,656
−HK$998/mo
Today · 4.125%
HK$38,654
baseline
▲ 0.50% · 4.625%
HK$40,691
+HK$2,037/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,308/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,162
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,256
−HK$1,111/mo
Today · 4.125%
HK$37,367
baseline
▲ 0.50% · 4.625%
HK$39,641
+HK$2,274/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,734/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,118
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,167
−HK$1,064/mo
Today · 4.125%
HK$41,231
baseline
▲ 0.50% · 4.625%
HK$43,404
+HK$2,173/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,462/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,360
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,522
−HK$1,181/mo
Today · 4.125%
HK$39,703
baseline
▲ 0.50% · 4.625%
HK$42,118
+HK$2,415/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,406/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,562
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,677
−HK$1,131/mo
Today · 4.125%
HK$43,808
baseline
▲ 0.50% · 4.625%
HK$46,117
+HK$2,309/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,616/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,557
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,788
−HK$1,250/mo
Today · 4.125%
HK$42,038
baseline
▲ 0.50% · 4.625%
HK$44,596
+HK$2,558/mo
Deposit HK$964K · loan HK$8.67M · min. income ≈ HK$84,076/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,007
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,187
−HK$1,198/mo
Today · 4.125%
HK$46,385
baseline
▲ 0.50% · 4.625%
HK$48,830
+HK$2,445/mo
Deposit HK$964K · loan HK$8.67M · min. income ≈ HK$92,770/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,766 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).