▼ 0.50% · 3.625%
HK$22,545
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,246
−HK$713/mo
Today · 4.125%
HK$23,959
baseline
▲ 0.50% · 4.625%
HK$25,417
+HK$1,458/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,918/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,081
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,754
−HK$682/mo
Today · 4.125%
HK$26,436
baseline
▲ 0.50% · 4.625%
HK$27,830
+HK$1,394/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,872/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,799
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,571
−HK$784/mo
Today · 4.125%
HK$26,355
baseline
▲ 0.50% · 4.625%
HK$27,958
+HK$1,603/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,710/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,589
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,329
−HK$751/mo
Today · 4.125%
HK$29,080
baseline
▲ 0.50% · 4.625%
HK$30,612
+HK$1,532/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,160/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,054
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,895
−HK$855/mo
Today · 4.125%
HK$28,750
baseline
▲ 0.50% · 4.625%
HK$30,500
+HK$1,750/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,500/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,097
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,904
−HK$819/mo
Today · 4.125%
HK$31,723
baseline
▲ 0.50% · 4.625%
HK$33,395
+HK$1,672/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,446/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,308
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,220
−HK$926/mo
Today · 4.125%
HK$31,146
baseline
▲ 0.50% · 4.625%
HK$33,041
+HK$1,895/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,292/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,605
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,480
−HK$887/mo
Today · 4.125%
HK$34,367
baseline
▲ 0.50% · 4.625%
HK$36,178
+HK$1,811/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,734/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,563
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,545
−HK$997/mo
Today · 4.125%
HK$33,542
baseline
▲ 0.50% · 4.625%
HK$35,583
+HK$2,041/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,084/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,113
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,055
−HK$955/mo
Today · 4.125%
HK$37,010
baseline
▲ 0.50% · 4.625%
HK$38,961
+HK$1,951/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,020/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,817
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,869
−HK$1,069/mo
Today · 4.125%
HK$35,938
baseline
▲ 0.50% · 4.625%
HK$38,125
+HK$2,187/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,876/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,622
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,631
−HK$1,023/mo
Today · 4.125%
HK$39,654
baseline
▲ 0.50% · 4.625%
HK$41,744
+HK$2,090/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,308/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,072
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,194
−HK$1,140/mo
Today · 4.125%
HK$38,334
baseline
▲ 0.50% · 4.625%
HK$40,666
+HK$2,332/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,668/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,130
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,206
−HK$1,092/mo
Today · 4.125%
HK$42,298
baseline
▲ 0.50% · 4.625%
HK$44,527
+HK$2,229/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,596/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,326
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,519
−HK$1,211/mo
Today · 4.125%
HK$40,730
baseline
▲ 0.50% · 4.625%
HK$43,208
+HK$2,478/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,460/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,638
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,781
−HK$1,160/mo
Today · 4.125%
HK$44,941
baseline
▲ 0.50% · 4.625%
HK$47,310
+HK$2,369/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,882/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,581
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,843
−HK$1,283/mo
Today · 4.125%
HK$43,126
baseline
▲ 0.50% · 4.625%
HK$45,750
+HK$2,624/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,252/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,146
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$46,357
−HK$1,228/mo
Today · 4.125%
HK$47,585
baseline
▲ 0.50% · 4.625%
HK$50,093
+HK$2,508/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,170/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,702 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).