▼ 0.50% · 3.625%
HK$21,508
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,177
−HK$680/mo
Today · 4.125%
HK$22,857
baseline
▲ 0.50% · 4.625%
HK$24,248
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,714/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,928
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,570
−HK$651/mo
Today · 4.125%
HK$25,221
baseline
▲ 0.50% · 4.625%
HK$26,550
+HK$1,329/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,442/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,659
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,395
−HK$748/mo
Today · 4.125%
HK$25,143
baseline
▲ 0.50% · 4.625%
HK$26,673
+HK$1,530/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$50,286/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,321
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,027
−HK$716/mo
Today · 4.125%
HK$27,743
baseline
▲ 0.50% · 4.625%
HK$29,205
+HK$1,462/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$55,486/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,810
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,613
−HK$816/mo
Today · 4.125%
HK$27,429
baseline
▲ 0.50% · 4.625%
HK$29,098
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,858/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,713
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,484
−HK$781/mo
Today · 4.125%
HK$30,265
baseline
▲ 0.50% · 4.625%
HK$31,860
+HK$1,595/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,530/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,961
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,831
−HK$883/mo
Today · 4.125%
HK$29,714
baseline
▲ 0.50% · 4.625%
HK$31,522
+HK$1,808/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,428/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,106
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,940
−HK$847/mo
Today · 4.125%
HK$32,787
baseline
▲ 0.50% · 4.625%
HK$34,515
+HK$1,728/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,574/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,112
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,048
−HK$952/mo
Today · 4.125%
HK$32,000
baseline
▲ 0.50% · 4.625%
HK$33,947
+HK$1,947/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$64,000/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,499
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,397
−HK$912/mo
Today · 4.125%
HK$35,309
baseline
▲ 0.50% · 4.625%
HK$37,170
+HK$1,861/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,618/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,263
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,266
−HK$1,020/mo
Today · 4.125%
HK$34,286
baseline
▲ 0.50% · 4.625%
HK$36,372
+HK$2,086/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,572/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,892
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,854
−HK$977/mo
Today · 4.125%
HK$37,831
baseline
▲ 0.50% · 4.625%
HK$39,825
+HK$1,994/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,662/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,413
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,484
−HK$1,087/mo
Today · 4.125%
HK$36,571
baseline
▲ 0.50% · 4.625%
HK$38,797
+HK$2,226/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,142/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,285
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,311
−HK$1,042/mo
Today · 4.125%
HK$40,353
baseline
▲ 0.50% · 4.625%
HK$42,480
+HK$2,127/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,706/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,564
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,702
−HK$1,155/mo
Today · 4.125%
HK$38,857
baseline
▲ 0.50% · 4.625%
HK$41,222
+HK$2,365/mo
Deposit HK$1.41M · loan HK$8.02M · min. income ≈ HK$77,714/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,677
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,768
−HK$1,107/mo
Today · 4.125%
HK$42,875
baseline
▲ 0.50% · 4.625%
HK$45,135
+HK$2,260/mo
Deposit HK$1.41M · loan HK$8.02M · min. income ≈ HK$85,750/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,715
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,919
−HK$1,224/mo
Today · 4.125%
HK$41,143
baseline
▲ 0.50% · 4.625%
HK$43,646
+HK$2,503/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,286/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,070
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,225
−HK$1,172/mo
Today · 4.125%
HK$45,397
baseline
▲ 0.50% · 4.625%
HK$47,790
+HK$2,393/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,794/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,244 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).