▼ 0.50% · 3.625%
HK$4,796
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$152/mo
Today · 4.125%
HK$5,097
baseline
▲ 0.50% · 4.625%
HK$5,407
+HK$310/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,194/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,336
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,479
−HK$145/mo
Today · 4.125%
HK$5,624
baseline
▲ 0.50% · 4.625%
HK$5,921
+HK$297/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,248/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,276
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,440
−HK$167/mo
Today · 4.125%
HK$5,607
baseline
▲ 0.50% · 4.625%
HK$5,948
+HK$341/mo
Deposit HK$947K · loan HK$1.16M · min. income ≈ HK$11,214/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,869
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,027
−HK$160/mo
Today · 4.125%
HK$6,187
baseline
▲ 0.50% · 4.625%
HK$6,513
+HK$326/mo
Deposit HK$947K · loan HK$1.16M · min. income ≈ HK$12,374/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,756
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,935
−HK$181/mo
Today · 4.125%
HK$6,116
baseline
▲ 0.50% · 4.625%
HK$6,489
+HK$373/mo
Deposit HK$841K · loan HK$1.26M · min. income ≈ HK$12,232/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,403
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,575
−HK$174/mo
Today · 4.125%
HK$6,749
baseline
▲ 0.50% · 4.625%
HK$7,105
+HK$356/mo
Deposit HK$841K · loan HK$1.26M · min. income ≈ HK$13,498/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,235
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,429
−HK$197/mo
Today · 4.125%
HK$6,626
baseline
▲ 0.50% · 4.625%
HK$7,029
+HK$403/mo
Deposit HK$736K · loan HK$1.37M · min. income ≈ HK$13,252/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,937
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,123
−HK$188/mo
Today · 4.125%
HK$7,311
baseline
▲ 0.50% · 4.625%
HK$7,697
+HK$386/mo
Deposit HK$736K · loan HK$1.37M · min. income ≈ HK$14,622/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,715
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,924
−HK$212/mo
Today · 4.125%
HK$7,136
baseline
▲ 0.50% · 4.625%
HK$7,570
+HK$434/mo
Deposit HK$631K · loan HK$1.47M · min. income ≈ HK$14,272/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,470
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,671
−HK$203/mo
Today · 4.125%
HK$7,874
baseline
▲ 0.50% · 4.625%
HK$8,289
+HK$415/mo
Deposit HK$631K · loan HK$1.47M · min. income ≈ HK$15,748/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,194
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,418
−HK$228/mo
Today · 4.125%
HK$7,646
baseline
▲ 0.50% · 4.625%
HK$8,111
+HK$465/mo
Deposit HK$526K · loan HK$1.58M · min. income ≈ HK$15,292/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,004
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,218
−HK$218/mo
Today · 4.125%
HK$8,436
baseline
▲ 0.50% · 4.625%
HK$8,881
+HK$445/mo
Deposit HK$526K · loan HK$1.58M · min. income ≈ HK$16,872/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,674
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,913
−HK$242/mo
Today · 4.125%
HK$8,155
baseline
▲ 0.50% · 4.625%
HK$8,652
+HK$497/mo
Deposit HK$421K · loan HK$1.68M · min. income ≈ HK$16,310/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,537
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,766
−HK$233/mo
Today · 4.125%
HK$8,999
baseline
▲ 0.50% · 4.625%
HK$9,473
+HK$474/mo
Deposit HK$421K · loan HK$1.68M · min. income ≈ HK$17,998/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,154
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,407
−HK$258/mo
Today · 4.125%
HK$8,665
baseline
▲ 0.50% · 4.625%
HK$9,192
+HK$527/mo
Deposit HK$316K · loan HK$1.79M · min. income ≈ HK$17,330/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,071
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,314
−HK$247/mo
Today · 4.125%
HK$9,561
baseline
▲ 0.50% · 4.625%
HK$10,065
+HK$504/mo
Deposit HK$316K · loan HK$1.79M · min. income ≈ HK$19,122/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,633
−HK$542/mo
▼ 0.25% · 3.875%
HK$8,902
−HK$273/mo
Today · 4.125%
HK$9,175
baseline
▲ 0.50% · 4.625%
HK$9,733
+HK$558/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,350/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,605
−HK$518/mo
▼ 0.25% · 3.875%
HK$9,862
−HK$261/mo
Today · 4.125%
HK$10,123
baseline
▲ 0.50% · 4.625%
HK$10,657
+HK$534/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,246/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).