▼ 0.50% · 3.625%
HK$4,129
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,258
−HK$130/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,655
+HK$267/mo
Deposit HK$905K · loan HK$905K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,594
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,717
−HK$125/mo
Today · 4.125%
HK$4,842
baseline
▲ 0.50% · 4.625%
HK$5,097
+HK$255/mo
Deposit HK$905K · loan HK$905K · min. income ≈ HK$9,684/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,542
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,684
−HK$143/mo
Today · 4.125%
HK$4,827
baseline
▲ 0.50% · 4.625%
HK$5,121
+HK$294/mo
Deposit HK$815K · loan HK$996K · min. income ≈ HK$9,654/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$137/mo
Today · 4.125%
HK$5,326
baseline
▲ 0.50% · 4.625%
HK$5,607
+HK$281/mo
Deposit HK$815K · loan HK$996K · min. income ≈ HK$10,652/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,955
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,110
−HK$156/mo
Today · 4.125%
HK$5,266
baseline
▲ 0.50% · 4.625%
HK$5,587
+HK$321/mo
Deposit HK$724K · loan HK$1.09M · min. income ≈ HK$10,532/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,513
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,661
−HK$150/mo
Today · 4.125%
HK$5,811
baseline
▲ 0.50% · 4.625%
HK$6,117
+HK$306/mo
Deposit HK$724K · loan HK$1.09M · min. income ≈ HK$11,622/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,368
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$170/mo
Today · 4.125%
HK$5,705
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$347/mo
Deposit HK$634K · loan HK$1.18M · min. income ≈ HK$11,410/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,972
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,132
−HK$163/mo
Today · 4.125%
HK$6,295
baseline
▲ 0.50% · 4.625%
HK$6,627
+HK$332/mo
Deposit HK$634K · loan HK$1.18M · min. income ≈ HK$12,590/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,781
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,961
−HK$183/mo
Today · 4.125%
HK$6,144
baseline
▲ 0.50% · 4.625%
HK$6,518
+HK$374/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$12,288/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,432
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,604
−HK$175/mo
Today · 4.125%
HK$6,779
baseline
▲ 0.50% · 4.625%
HK$7,136
+HK$357/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$13,558/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,194
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,387
−HK$196/mo
Today · 4.125%
HK$6,583
baseline
▲ 0.50% · 4.625%
HK$6,983
+HK$400/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$13,166/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,891
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,076
−HK$187/mo
Today · 4.125%
HK$7,263
baseline
▲ 0.50% · 4.625%
HK$7,646
+HK$383/mo
Deposit HK$453K · loan HK$1.36M · min. income ≈ HK$14,526/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,607
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,813
−HK$209/mo
Today · 4.125%
HK$7,022
baseline
▲ 0.50% · 4.625%
HK$7,449
+HK$427/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$14,044/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,350
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,548
−HK$200/mo
Today · 4.125%
HK$7,748
baseline
▲ 0.50% · 4.625%
HK$8,156
+HK$408/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$15,496/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,020
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,238
−HK$222/mo
Today · 4.125%
HK$7,460
baseline
▲ 0.50% · 4.625%
HK$7,914
+HK$454/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,920/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,810
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,019
−HK$213/mo
Today · 4.125%
HK$8,232
baseline
▲ 0.50% · 4.625%
HK$8,666
+HK$434/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,464/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,433
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,664
−HK$235/mo
Today · 4.125%
HK$7,899
baseline
▲ 0.50% · 4.625%
HK$8,380
+HK$481/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,798/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,269
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,491
−HK$225/mo
Today · 4.125%
HK$8,716
baseline
▲ 0.50% · 4.625%
HK$9,175
+HK$459/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,432/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).