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At today's rate and a 90% mortgage, the deposit on this unit is about HK$207K, with repayments around HK$9,051/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$207K · loan HK$1.87M · min. income ≈ HK$18,102/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 108 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- O
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 235 ft²
- Efficiency
- 95%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-15 | HK$2.18M | −5.2% 7.4y · −1.0%/yr |
| 2016-12-05 | HK$2.30M | +45.6% 4.2y · 11.0%/yr |
| 2012-09-11 | HK$1.58M | +125.7% |
| 2009-03-17 | HK$700K | +12.9% |
| 2008-10-14 | HK$620K | −38.0% |
| 1997-09-22 | HK$1.00M | +28.2% |
| 1997-05-26 | HK$780K | — |