▼ 0.50% · 3.625%
HK$4,244
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,376
−HK$134/mo
Today · 4.125%
HK$4,510
baseline
▲ 0.50% · 4.625%
HK$4,784
+HK$274/mo
Deposit HK$930K · loan HK$930K · min. income ≈ HK$9,020/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,721
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,848
−HK$128/mo
Today · 4.125%
HK$4,976
baseline
▲ 0.50% · 4.625%
HK$5,238
+HK$262/mo
Deposit HK$930K · loan HK$930K · min. income ≈ HK$9,952/mo (50% DSR)
Upfront cash ≈ HK$931K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,668
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,813
−HK$148/mo
Today · 4.125%
HK$4,961
baseline
▲ 0.50% · 4.625%
HK$5,262
+HK$301/mo
Deposit HK$837K · loan HK$1.02M · min. income ≈ HK$9,922/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,193
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,332
−HK$142/mo
Today · 4.125%
HK$5,474
baseline
▲ 0.50% · 4.625%
HK$5,762
+HK$288/mo
Deposit HK$837K · loan HK$1.02M · min. income ≈ HK$10,948/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,251
−HK$161/mo
Today · 4.125%
HK$5,412
baseline
▲ 0.50% · 4.625%
HK$5,741
+HK$329/mo
Deposit HK$744K · loan HK$1.12M · min. income ≈ HK$10,824/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,665
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,817
−HK$154/mo
Today · 4.125%
HK$5,971
baseline
▲ 0.50% · 4.625%
HK$6,286
+HK$315/mo
Deposit HK$744K · loan HK$1.12M · min. income ≈ HK$11,942/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,517
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,688
−HK$175/mo
Today · 4.125%
HK$5,863
baseline
▲ 0.50% · 4.625%
HK$6,219
+HK$356/mo
Deposit HK$651K · loan HK$1.21M · min. income ≈ HK$11,726/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,137
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,302
−HK$167/mo
Today · 4.125%
HK$6,469
baseline
▲ 0.50% · 4.625%
HK$6,810
+HK$341/mo
Deposit HK$651K · loan HK$1.21M · min. income ≈ HK$12,938/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,941
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,126
−HK$188/mo
Today · 4.125%
HK$6,314
baseline
▲ 0.50% · 4.625%
HK$6,698
+HK$384/mo
Deposit HK$558K · loan HK$1.30M · min. income ≈ HK$12,628/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,609
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,787
−HK$179/mo
Today · 4.125%
HK$6,966
baseline
▲ 0.50% · 4.625%
HK$7,334
+HK$368/mo
Deposit HK$558K · loan HK$1.30M · min. income ≈ HK$13,932/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,365
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,563
−HK$201/mo
Today · 4.125%
HK$6,764
baseline
▲ 0.50% · 4.625%
HK$7,176
+HK$412/mo
Deposit HK$465K · loan HK$1.40M · min. income ≈ HK$13,528/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,081
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,271
−HK$193/mo
Today · 4.125%
HK$7,464
baseline
▲ 0.50% · 4.625%
HK$7,857
+HK$393/mo
Deposit HK$465K · loan HK$1.40M · min. income ≈ HK$14,928/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,790
−HK$425/mo
▼ 0.25% · 3.875%
HK$7,001
−HK$214/mo
Today · 4.125%
HK$7,215
baseline
▲ 0.50% · 4.625%
HK$7,654
+HK$439/mo
Deposit HK$372K · loan HK$1.49M · min. income ≈ HK$14,430/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,553
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,756
−HK$206/mo
Today · 4.125%
HK$7,962
baseline
▲ 0.50% · 4.625%
HK$8,381
+HK$419/mo
Deposit HK$372K · loan HK$1.49M · min. income ≈ HK$15,924/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,214
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,438
−HK$228/mo
Today · 4.125%
HK$7,666
baseline
▲ 0.50% · 4.625%
HK$8,133
+HK$467/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$15,332/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,026
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,241
−HK$218/mo
Today · 4.125%
HK$8,459
baseline
▲ 0.50% · 4.625%
HK$8,905
+HK$446/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$16,918/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,638
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,876
−HK$241/mo
Today · 4.125%
HK$8,117
baseline
▲ 0.50% · 4.625%
HK$8,611
+HK$494/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,234/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,498
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,726
−HK$231/mo
Today · 4.125%
HK$8,957
baseline
▲ 0.50% · 4.625%
HK$9,429
+HK$472/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,914/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).