▼ 0.50% · 3.625%
HK$4,145
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,274
−HK$131/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,673
+HK$268/mo
Deposit HK$909K · loan HK$909K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,612
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,735
−HK$126/mo
Today · 4.125%
HK$4,861
baseline
▲ 0.50% · 4.625%
HK$5,117
+HK$256/mo
Deposit HK$909K · loan HK$909K · min. income ≈ HK$9,722/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,560
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,702
−HK$144/mo
Today · 4.125%
HK$4,846
baseline
▲ 0.50% · 4.625%
HK$5,141
+HK$295/mo
Deposit HK$818K · loan HK$1000K · min. income ≈ HK$9,692/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,073
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,209
−HK$138/mo
Today · 4.125%
HK$5,347
baseline
▲ 0.50% · 4.625%
HK$5,629
+HK$282/mo
Deposit HK$818K · loan HK$1000K · min. income ≈ HK$10,694/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,974
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,129
−HK$157/mo
Today · 4.125%
HK$5,286
baseline
▲ 0.50% · 4.625%
HK$5,608
+HK$322/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$10,572/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,534
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,682
−HK$151/mo
Today · 4.125%
HK$5,833
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$307/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$11,666/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,389
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,557
−HK$170/mo
Today · 4.125%
HK$5,727
baseline
▲ 0.50% · 4.625%
HK$6,075
+HK$348/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$11,454/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,995
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,156
−HK$163/mo
Today · 4.125%
HK$6,319
baseline
▲ 0.50% · 4.625%
HK$6,652
+HK$333/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$12,638/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,803
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,984
−HK$183/mo
Today · 4.125%
HK$6,167
baseline
▲ 0.50% · 4.625%
HK$6,543
+HK$376/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$12,334/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,456
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,629
−HK$176/mo
Today · 4.125%
HK$6,805
baseline
▲ 0.50% · 4.625%
HK$7,164
+HK$359/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$13,610/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,218
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,411
−HK$197/mo
Today · 4.125%
HK$6,608
baseline
▲ 0.50% · 4.625%
HK$7,010
+HK$402/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$13,216/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,917
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,103
−HK$188/mo
Today · 4.125%
HK$7,291
baseline
▲ 0.50% · 4.625%
HK$7,675
+HK$384/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$14,582/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,633
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,839
−HK$209/mo
Today · 4.125%
HK$7,048
baseline
▲ 0.50% · 4.625%
HK$7,477
+HK$429/mo
Deposit HK$364K · loan HK$1.45M · min. income ≈ HK$14,096/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,379
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,576
−HK$201/mo
Today · 4.125%
HK$7,777
baseline
▲ 0.50% · 4.625%
HK$8,187
+HK$410/mo
Deposit HK$364K · loan HK$1.45M · min. income ≈ HK$15,554/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,047
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,266
−HK$223/mo
Today · 4.125%
HK$7,489
baseline
▲ 0.50% · 4.625%
HK$7,945
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$14,978/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,840
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,050
−HK$213/mo
Today · 4.125%
HK$8,263
baseline
▲ 0.50% · 4.625%
HK$8,699
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,526/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,462
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,694
−HK$235/mo
Today · 4.125%
HK$7,929
baseline
▲ 0.50% · 4.625%
HK$8,412
+HK$483/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,858/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,301
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,524
−HK$225/mo
Today · 4.125%
HK$8,749
baseline
▲ 0.50% · 4.625%
HK$9,211
+HK$462/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,498/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).