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At today's rate and a 90% mortgage, the deposit on this unit is about HK$191K, with repayments around HK$8,334/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,668/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 108 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- J
- Saleable Area
- 198 Saleable ft²
- Gross Area
- 269 ft²
- Efficiency
- 74%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-25 | HK$2.75M | +15.5% 5.0y · 3.0%/yr |
| 2017-05-22 | HK$2.38M | +43.4% 5.1y · 8.0%/yr |
| 2012-03-26 | HK$1.66M | +62.7% |
| 2009-09-30 | HK$1.02M | +45.7% |
| 2009-09-18 | HK$700K | +233.3% |
| 2003-04-25 | HK$210K | −16.0% |
| 2003-04-25 | HK$250K | — |