▼ 0.50% · 3.625%
HK$4,033
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,159
−HK$127/mo
Today · 4.125%
HK$4,286
baseline
▲ 0.50% · 4.625%
HK$4,547
+HK$261/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$8,572/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,487
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$122/mo
Today · 4.125%
HK$4,729
baseline
▲ 0.50% · 4.625%
HK$4,978
+HK$249/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$9,458/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,436
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,574
−HK$141/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$5,001
+HK$286/mo
Deposit HK$796K · loan HK$973K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,935
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$134/mo
Today · 4.125%
HK$5,202
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$274/mo
Deposit HK$796K · loan HK$973K · min. income ≈ HK$10,404/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,840
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,990
−HK$153/mo
Today · 4.125%
HK$5,143
baseline
▲ 0.50% · 4.625%
HK$5,456
+HK$313/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$10,286/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,384
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$146/mo
Today · 4.125%
HK$5,675
baseline
▲ 0.50% · 4.625%
HK$5,974
+HK$299/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$11,350/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,243
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,406
−HK$166/mo
Today · 4.125%
HK$5,572
baseline
▲ 0.50% · 4.625%
HK$5,911
+HK$339/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$11,144/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,833
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,989
−HK$159/mo
Today · 4.125%
HK$6,148
baseline
▲ 0.50% · 4.625%
HK$6,472
+HK$324/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$12,296/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,646
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,822
−HK$178/mo
Today · 4.125%
HK$6,000
baseline
▲ 0.50% · 4.625%
HK$6,365
+HK$365/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$12,000/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,281
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,450
−HK$171/mo
Today · 4.125%
HK$6,621
baseline
▲ 0.50% · 4.625%
HK$6,970
+HK$349/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$13,242/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,050
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,238
−HK$191/mo
Today · 4.125%
HK$6,429
baseline
▲ 0.50% · 4.625%
HK$6,820
+HK$391/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$12,858/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,730
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,911
−HK$183/mo
Today · 4.125%
HK$7,094
baseline
▲ 0.50% · 4.625%
HK$7,468
+HK$374/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$14,188/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,453
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,654
−HK$204/mo
Today · 4.125%
HK$6,858
baseline
▲ 0.50% · 4.625%
HK$7,275
+HK$417/mo
Deposit HK$354K · loan HK$1.41M · min. income ≈ HK$13,716/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,179
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,371
−HK$196/mo
Today · 4.125%
HK$7,567
baseline
▲ 0.50% · 4.625%
HK$7,965
+HK$398/mo
Deposit HK$354K · loan HK$1.41M · min. income ≈ HK$15,134/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,856
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,069
−HK$217/mo
Today · 4.125%
HK$7,286
baseline
▲ 0.50% · 4.625%
HK$7,730
+HK$444/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,572/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,627
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,832
−HK$208/mo
Today · 4.125%
HK$8,040
baseline
▲ 0.50% · 4.625%
HK$8,463
+HK$423/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,080/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,260
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,485
−HK$230/mo
Today · 4.125%
HK$7,715
baseline
▲ 0.50% · 4.625%
HK$8,184
+HK$469/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,430/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,076
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,293
−HK$219/mo
Today · 4.125%
HK$8,512
baseline
▲ 0.50% · 4.625%
HK$8,961
+HK$449/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,024/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).