▼ 0.50% · 3.625%
HK$4,283
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$136/mo
Today · 4.125%
HK$4,552
baseline
▲ 0.50% · 4.625%
HK$4,829
+HK$277/mo
Deposit HK$939K · loan HK$939K · min. income ≈ HK$9,104/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,893
−HK$129/mo
Today · 4.125%
HK$5,022
baseline
▲ 0.50% · 4.625%
HK$5,287
+HK$265/mo
Deposit HK$939K · loan HK$939K · min. income ≈ HK$10,044/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,711
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,858
−HK$149/mo
Today · 4.125%
HK$5,007
baseline
▲ 0.50% · 4.625%
HK$5,311
+HK$304/mo
Deposit HK$845K · loan HK$1.03M · min. income ≈ HK$10,014/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,241
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,382
−HK$142/mo
Today · 4.125%
HK$5,524
baseline
▲ 0.50% · 4.625%
HK$5,816
+HK$292/mo
Deposit HK$845K · loan HK$1.03M · min. income ≈ HK$11,048/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,140
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,300
−HK$162/mo
Today · 4.125%
HK$5,462
baseline
▲ 0.50% · 4.625%
HK$5,794
+HK$332/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$10,924/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,718
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,871
−HK$156/mo
Today · 4.125%
HK$6,027
baseline
▲ 0.50% · 4.625%
HK$6,344
+HK$317/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$12,054/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,568
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$176/mo
Today · 4.125%
HK$5,917
baseline
▲ 0.50% · 4.625%
HK$6,277
+HK$360/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$11,834/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,194
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,360
−HK$169/mo
Today · 4.125%
HK$6,529
baseline
▲ 0.50% · 4.625%
HK$6,873
+HK$344/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$13,058/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,996
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,183
−HK$189/mo
Today · 4.125%
HK$6,372
baseline
▲ 0.50% · 4.625%
HK$6,760
+HK$388/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$12,744/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,671
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,850
−HK$181/mo
Today · 4.125%
HK$7,031
baseline
▲ 0.50% · 4.625%
HK$7,402
+HK$371/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$14,062/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,425
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,624
−HK$203/mo
Today · 4.125%
HK$6,827
baseline
▲ 0.50% · 4.625%
HK$7,243
+HK$416/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$13,654/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,147
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,339
−HK$194/mo
Today · 4.125%
HK$7,533
baseline
▲ 0.50% · 4.625%
HK$7,930
+HK$397/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$15,066/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,853
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,066
−HK$217/mo
Today · 4.125%
HK$7,283
baseline
▲ 0.50% · 4.625%
HK$7,726
+HK$443/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$14,566/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,624
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,828
−HK$208/mo
Today · 4.125%
HK$8,036
baseline
▲ 0.50% · 4.625%
HK$8,459
+HK$423/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$16,072/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,281
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,508
−HK$230/mo
Today · 4.125%
HK$7,738
baseline
▲ 0.50% · 4.625%
HK$8,209
+HK$471/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,476/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,100
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,317
−HK$221/mo
Today · 4.125%
HK$8,538
baseline
▲ 0.50% · 4.625%
HK$8,988
+HK$450/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,076/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,709
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,949
−HK$244/mo
Today · 4.125%
HK$8,193
baseline
▲ 0.50% · 4.625%
HK$8,691
+HK$498/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,386/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,577
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,807
−HK$233/mo
Today · 4.125%
HK$9,040
baseline
▲ 0.50% · 4.625%
HK$9,517
+HK$477/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,080/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).