▼ 0.50% · 3.625%
HK$4,265
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$135/mo
Today · 4.125%
HK$4,532
baseline
▲ 0.50% · 4.625%
HK$4,808
+HK$276/mo
Deposit HK$935K · loan HK$935K · min. income ≈ HK$9,064/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$129/mo
Today · 4.125%
HK$5,001
baseline
▲ 0.50% · 4.625%
HK$5,265
+HK$264/mo
Deposit HK$935K · loan HK$935K · min. income ≈ HK$10,002/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,691
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,837
−HK$148/mo
Today · 4.125%
HK$4,985
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$304/mo
Deposit HK$842K · loan HK$1.03M · min. income ≈ HK$9,970/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,219
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,359
−HK$142/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,791
+HK$290/mo
Deposit HK$842K · loan HK$1.03M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,118
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,277
−HK$162/mo
Today · 4.125%
HK$5,439
baseline
▲ 0.50% · 4.625%
HK$5,770
+HK$331/mo
Deposit HK$748K · loan HK$1.12M · min. income ≈ HK$10,878/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,693
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,846
−HK$155/mo
Today · 4.125%
HK$6,001
baseline
▲ 0.50% · 4.625%
HK$6,317
+HK$316/mo
Deposit HK$748K · loan HK$1.12M · min. income ≈ HK$12,002/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,544
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,717
−HK$175/mo
Today · 4.125%
HK$5,892
baseline
▲ 0.50% · 4.625%
HK$6,250
+HK$358/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$11,784/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,168
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,333
−HK$168/mo
Today · 4.125%
HK$6,501
baseline
▲ 0.50% · 4.625%
HK$6,844
+HK$343/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$13,002/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,971
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,156
−HK$189/mo
Today · 4.125%
HK$6,345
baseline
▲ 0.50% · 4.625%
HK$6,731
+HK$386/mo
Deposit HK$561K · loan HK$1.31M · min. income ≈ HK$12,690/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,642
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,821
−HK$180/mo
Today · 4.125%
HK$7,001
baseline
▲ 0.50% · 4.625%
HK$7,370
+HK$369/mo
Deposit HK$561K · loan HK$1.31M · min. income ≈ HK$14,002/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,397
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,596
−HK$202/mo
Today · 4.125%
HK$6,798
baseline
▲ 0.50% · 4.625%
HK$7,212
+HK$414/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$13,596/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,117
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,308
−HK$193/mo
Today · 4.125%
HK$7,501
baseline
▲ 0.50% · 4.625%
HK$7,897
+HK$396/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$15,002/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,824
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,036
−HK$216/mo
Today · 4.125%
HK$7,252
baseline
▲ 0.50% · 4.625%
HK$7,693
+HK$441/mo
Deposit HK$374K · loan HK$1.50M · min. income ≈ HK$14,504/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,591
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,795
−HK$206/mo
Today · 4.125%
HK$8,001
baseline
▲ 0.50% · 4.625%
HK$8,423
+HK$422/mo
Deposit HK$374K · loan HK$1.50M · min. income ≈ HK$16,002/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,250
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,476
−HK$229/mo
Today · 4.125%
HK$7,705
baseline
▲ 0.50% · 4.625%
HK$8,174
+HK$469/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,410/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,066
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,282
−HK$220/mo
Today · 4.125%
HK$8,502
baseline
▲ 0.50% · 4.625%
HK$8,950
+HK$448/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,004/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,677
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,915
−HK$243/mo
Today · 4.125%
HK$8,158
baseline
▲ 0.50% · 4.625%
HK$8,654
+HK$496/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$16,316/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,540
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,769
−HK$233/mo
Today · 4.125%
HK$9,002
baseline
▲ 0.50% · 4.625%
HK$9,476
+HK$474/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$18,004/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).