▼ 0.50% · 3.625%
HK$4,270
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,403
−HK$134/mo
Today · 4.125%
HK$4,537
baseline
▲ 0.50% · 4.625%
HK$4,814
+HK$277/mo
Deposit HK$936K · loan HK$936K · min. income ≈ HK$9,074/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,877
−HK$130/mo
Today · 4.125%
HK$5,007
baseline
▲ 0.50% · 4.625%
HK$5,271
+HK$264/mo
Deposit HK$936K · loan HK$936K · min. income ≈ HK$10,014/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,697
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$148/mo
Today · 4.125%
HK$4,991
baseline
▲ 0.50% · 4.625%
HK$5,295
+HK$304/mo
Deposit HK$843K · loan HK$1.03M · min. income ≈ HK$9,982/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,225
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,365
−HK$142/mo
Today · 4.125%
HK$5,507
baseline
▲ 0.50% · 4.625%
HK$5,798
+HK$291/mo
Deposit HK$843K · loan HK$1.03M · min. income ≈ HK$11,014/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,124
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,283
−HK$162/mo
Today · 4.125%
HK$5,445
baseline
▲ 0.50% · 4.625%
HK$5,776
+HK$331/mo
Deposit HK$749K · loan HK$1.12M · min. income ≈ HK$10,890/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,700
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,853
−HK$155/mo
Today · 4.125%
HK$6,008
baseline
▲ 0.50% · 4.625%
HK$6,325
+HK$317/mo
Deposit HK$749K · loan HK$1.12M · min. income ≈ HK$12,016/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,551
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,723
−HK$176/mo
Today · 4.125%
HK$5,899
baseline
▲ 0.50% · 4.625%
HK$6,258
+HK$359/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$11,798/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,175
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,341
−HK$168/mo
Today · 4.125%
HK$6,509
baseline
▲ 0.50% · 4.625%
HK$6,852
+HK$343/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$13,018/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,978
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,164
−HK$188/mo
Today · 4.125%
HK$6,352
baseline
▲ 0.50% · 4.625%
HK$6,739
+HK$387/mo
Deposit HK$562K · loan HK$1.31M · min. income ≈ HK$12,704/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,650
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,828
−HK$181/mo
Today · 4.125%
HK$7,009
baseline
▲ 0.50% · 4.625%
HK$7,379
+HK$370/mo
Deposit HK$562K · loan HK$1.31M · min. income ≈ HK$14,018/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,405
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,604
−HK$202/mo
Today · 4.125%
HK$6,806
baseline
▲ 0.50% · 4.625%
HK$7,220
+HK$414/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$13,612/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,125
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,316
−HK$194/mo
Today · 4.125%
HK$7,510
baseline
▲ 0.50% · 4.625%
HK$7,906
+HK$396/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$15,020/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,832
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,044
−HK$216/mo
Today · 4.125%
HK$7,260
baseline
▲ 0.50% · 4.625%
HK$7,702
+HK$442/mo
Deposit HK$374K · loan HK$1.50M · min. income ≈ HK$14,520/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,600
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,804
−HK$207/mo
Today · 4.125%
HK$8,011
baseline
▲ 0.50% · 4.625%
HK$8,433
+HK$422/mo
Deposit HK$374K · loan HK$1.50M · min. income ≈ HK$16,022/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,258
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,484
−HK$230/mo
Today · 4.125%
HK$7,714
baseline
▲ 0.50% · 4.625%
HK$8,183
+HK$469/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,428/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,075
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,292
−HK$219/mo
Today · 4.125%
HK$8,511
baseline
▲ 0.50% · 4.625%
HK$8,960
+HK$449/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,022/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,685
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,925
−HK$242/mo
Today · 4.125%
HK$8,167
baseline
▲ 0.50% · 4.625%
HK$8,664
+HK$497/mo
Deposit HK$187K · loan HK$1.69M · min. income ≈ HK$16,334/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,550
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,779
−HK$233/mo
Today · 4.125%
HK$9,012
baseline
▲ 0.50% · 4.625%
HK$9,487
+HK$475/mo
Deposit HK$187K · loan HK$1.69M · min. income ≈ HK$18,024/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).