▼ 0.50% · 3.625%
HK$4,514
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,654
−HK$143/mo
Today · 4.125%
HK$4,797
baseline
▲ 0.50% · 4.625%
HK$5,089
+HK$292/mo
Deposit HK$990K · loan HK$990K · min. income ≈ HK$9,594/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,156
−HK$137/mo
Today · 4.125%
HK$5,293
baseline
▲ 0.50% · 4.625%
HK$5,572
+HK$279/mo
Deposit HK$990K · loan HK$990K · min. income ≈ HK$10,586/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,965
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$157/mo
Today · 4.125%
HK$5,277
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$321/mo
Deposit HK$891K · loan HK$1.09M · min. income ≈ HK$10,554/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,524
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,672
−HK$150/mo
Today · 4.125%
HK$5,822
baseline
▲ 0.50% · 4.625%
HK$6,129
+HK$307/mo
Deposit HK$891K · loan HK$1.09M · min. income ≈ HK$11,644/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,417
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,585
−HK$171/mo
Today · 4.125%
HK$5,756
baseline
▲ 0.50% · 4.625%
HK$6,107
+HK$351/mo
Deposit HK$792K · loan HK$1.19M · min. income ≈ HK$11,512/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,026
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,188
−HK$164/mo
Today · 4.125%
HK$6,352
baseline
▲ 0.50% · 4.625%
HK$6,687
+HK$335/mo
Deposit HK$792K · loan HK$1.19M · min. income ≈ HK$12,704/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,868
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,051
−HK$185/mo
Today · 4.125%
HK$6,236
baseline
▲ 0.50% · 4.625%
HK$6,616
+HK$380/mo
Deposit HK$693K · loan HK$1.29M · min. income ≈ HK$12,472/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,528
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,703
−HK$178/mo
Today · 4.125%
HK$6,881
baseline
▲ 0.50% · 4.625%
HK$7,244
+HK$363/mo
Deposit HK$693K · loan HK$1.29M · min. income ≈ HK$13,762/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,320
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,516
−HK$200/mo
Today · 4.125%
HK$6,716
baseline
▲ 0.50% · 4.625%
HK$7,125
+HK$409/mo
Deposit HK$594K · loan HK$1.39M · min. income ≈ HK$13,432/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,030
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,219
−HK$191/mo
Today · 4.125%
HK$7,410
baseline
▲ 0.50% · 4.625%
HK$7,801
+HK$391/mo
Deposit HK$594K · loan HK$1.39M · min. income ≈ HK$14,820/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,771
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,982
−HK$214/mo
Today · 4.125%
HK$7,196
baseline
▲ 0.50% · 4.625%
HK$7,633
+HK$437/mo
Deposit HK$495K · loan HK$1.48M · min. income ≈ HK$14,392/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,533
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,735
−HK$205/mo
Today · 4.125%
HK$7,940
baseline
▲ 0.50% · 4.625%
HK$8,358
+HK$418/mo
Deposit HK$495K · loan HK$1.48M · min. income ≈ HK$15,880/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,222
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,447
−HK$228/mo
Today · 4.125%
HK$7,675
baseline
▲ 0.50% · 4.625%
HK$8,142
+HK$467/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$15,350/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,035
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,250
−HK$219/mo
Today · 4.125%
HK$8,469
baseline
▲ 0.50% · 4.625%
HK$8,915
+HK$446/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$16,938/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,674
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,912
−HK$243/mo
Today · 4.125%
HK$8,155
baseline
▲ 0.50% · 4.625%
HK$8,651
+HK$496/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$16,310/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,537
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,766
−HK$232/mo
Today · 4.125%
HK$8,998
baseline
▲ 0.50% · 4.625%
HK$9,473
+HK$475/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$17,996/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,125
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,378
−HK$257/mo
Today · 4.125%
HK$8,635
baseline
▲ 0.50% · 4.625%
HK$9,160
+HK$525/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,270/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,039
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,282
−HK$246/mo
Today · 4.125%
HK$9,528
baseline
▲ 0.50% · 4.625%
HK$10,030
+HK$502/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,056/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).