▼ 0.50% · 3.625%
HK$2,886
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,976
−HK$91/mo
Today · 4.125%
HK$3,067
baseline
▲ 0.50% · 4.625%
HK$3,254
+HK$187/mo
Deposit HK$633K · loan HK$633K · min. income ≈ HK$6,134/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,211
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,297
−HK$87/mo
Today · 4.125%
HK$3,384
baseline
▲ 0.50% · 4.625%
HK$3,563
+HK$179/mo
Deposit HK$633K · loan HK$633K · min. income ≈ HK$6,768/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,175
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,274
−HK$100/mo
Today · 4.125%
HK$3,374
baseline
▲ 0.50% · 4.625%
HK$3,579
+HK$205/mo
Deposit HK$570K · loan HK$696K · min. income ≈ HK$6,748/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,532
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,627
−HK$96/mo
Today · 4.125%
HK$3,723
baseline
▲ 0.50% · 4.625%
HK$3,919
+HK$196/mo
Deposit HK$570K · loan HK$696K · min. income ≈ HK$7,446/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,463
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,571
−HK$110/mo
Today · 4.125%
HK$3,681
baseline
▲ 0.50% · 4.625%
HK$3,905
+HK$224/mo
Deposit HK$506K · loan HK$759K · min. income ≈ HK$7,362/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,853
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$105/mo
Today · 4.125%
HK$4,061
baseline
▲ 0.50% · 4.625%
HK$4,275
+HK$214/mo
Deposit HK$506K · loan HK$759K · min. income ≈ HK$8,122/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,752
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,869
−HK$118/mo
Today · 4.125%
HK$3,987
baseline
▲ 0.50% · 4.625%
HK$4,230
+HK$243/mo
Deposit HK$443K · loan HK$823K · min. income ≈ HK$7,974/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,174
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$114/mo
Today · 4.125%
HK$4,400
baseline
▲ 0.50% · 4.625%
HK$4,632
+HK$232/mo
Deposit HK$443K · loan HK$823K · min. income ≈ HK$8,800/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,041
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,166
−HK$128/mo
Today · 4.125%
HK$4,294
baseline
▲ 0.50% · 4.625%
HK$4,555
+HK$261/mo
Deposit HK$380K · loan HK$886K · min. income ≈ HK$8,588/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,495
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,616
−HK$122/mo
Today · 4.125%
HK$4,738
baseline
▲ 0.50% · 4.625%
HK$4,988
+HK$250/mo
Deposit HK$380K · loan HK$886K · min. income ≈ HK$9,476/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,329
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,464
−HK$137/mo
Today · 4.125%
HK$4,601
baseline
▲ 0.50% · 4.625%
HK$4,881
+HK$280/mo
Deposit HK$316K · loan HK$949K · min. income ≈ HK$9,202/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$132/mo
Today · 4.125%
HK$5,077
baseline
▲ 0.50% · 4.625%
HK$5,344
+HK$267/mo
Deposit HK$316K · loan HK$949K · min. income ≈ HK$10,154/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,762
−HK$146/mo
Today · 4.125%
HK$4,908
baseline
▲ 0.50% · 4.625%
HK$5,206
+HK$298/mo
Deposit HK$253K · loan HK$1.01M · min. income ≈ HK$9,816/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,137
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,275
−HK$140/mo
Today · 4.125%
HK$5,415
baseline
▲ 0.50% · 4.625%
HK$5,700
+HK$285/mo
Deposit HK$253K · loan HK$1.01M · min. income ≈ HK$10,830/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,059
−HK$155/mo
Today · 4.125%
HK$5,214
baseline
▲ 0.50% · 4.625%
HK$5,532
+HK$318/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$10,428/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,605
−HK$148/mo
Today · 4.125%
HK$5,753
baseline
▲ 0.50% · 4.625%
HK$6,057
+HK$304/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$11,506/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,195
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,357
−HK$164/mo
Today · 4.125%
HK$5,521
baseline
▲ 0.50% · 4.625%
HK$5,857
+HK$336/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$11,042/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,780
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,935
−HK$157/mo
Today · 4.125%
HK$6,092
baseline
▲ 0.50% · 4.625%
HK$6,413
+HK$321/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$12,184/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).