▼ 0.50% · 3.625%
HK$4,145
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,274
−HK$131/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,673
+HK$268/mo
Deposit HK$909K · loan HK$909K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,611
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,735
−HK$125/mo
Today · 4.125%
HK$4,860
baseline
▲ 0.50% · 4.625%
HK$5,116
+HK$256/mo
Deposit HK$909K · loan HK$909K · min. income ≈ HK$9,720/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,559
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,701
−HK$144/mo
Today · 4.125%
HK$4,845
baseline
▲ 0.50% · 4.625%
HK$5,140
+HK$295/mo
Deposit HK$818K · loan HK$1000K · min. income ≈ HK$9,690/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,072
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,208
−HK$138/mo
Today · 4.125%
HK$5,346
baseline
▲ 0.50% · 4.625%
HK$5,628
+HK$282/mo
Deposit HK$818K · loan HK$1000K · min. income ≈ HK$10,692/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,974
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,128
−HK$158/mo
Today · 4.125%
HK$5,286
baseline
▲ 0.50% · 4.625%
HK$5,607
+HK$321/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$10,572/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,533
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,682
−HK$150/mo
Today · 4.125%
HK$5,832
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$308/mo
Deposit HK$727K · loan HK$1.09M · min. income ≈ HK$11,664/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,388
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,556
−HK$170/mo
Today · 4.125%
HK$5,726
baseline
▲ 0.50% · 4.625%
HK$6,074
+HK$348/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$11,452/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,994
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,155
−HK$163/mo
Today · 4.125%
HK$6,318
baseline
▲ 0.50% · 4.625%
HK$6,651
+HK$333/mo
Deposit HK$636K · loan HK$1.18M · min. income ≈ HK$12,636/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,803
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,983
−HK$184/mo
Today · 4.125%
HK$6,167
baseline
▲ 0.50% · 4.625%
HK$6,542
+HK$375/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$12,334/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,455
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,629
−HK$175/mo
Today · 4.125%
HK$6,804
baseline
▲ 0.50% · 4.625%
HK$7,163
+HK$359/mo
Deposit HK$545K · loan HK$1.27M · min. income ≈ HK$13,608/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,217
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,411
−HK$196/mo
Today · 4.125%
HK$6,607
baseline
▲ 0.50% · 4.625%
HK$7,009
+HK$402/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$13,214/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,916
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,102
−HK$188/mo
Today · 4.125%
HK$7,290
baseline
▲ 0.50% · 4.625%
HK$7,674
+HK$384/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$14,580/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,632
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,838
−HK$209/mo
Today · 4.125%
HK$7,047
baseline
▲ 0.50% · 4.625%
HK$7,476
+HK$429/mo
Deposit HK$364K · loan HK$1.45M · min. income ≈ HK$14,094/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,378
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,575
−HK$201/mo
Today · 4.125%
HK$7,776
baseline
▲ 0.50% · 4.625%
HK$8,186
+HK$410/mo
Deposit HK$364K · loan HK$1.45M · min. income ≈ HK$15,552/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,046
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,265
−HK$223/mo
Today · 4.125%
HK$7,488
baseline
▲ 0.50% · 4.625%
HK$7,944
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$14,976/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,839
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,049
−HK$213/mo
Today · 4.125%
HK$8,262
baseline
▲ 0.50% · 4.625%
HK$8,698
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,524/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,461
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,693
−HK$235/mo
Today · 4.125%
HK$7,928
baseline
▲ 0.50% · 4.625%
HK$8,411
+HK$483/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,856/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,300
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,522
−HK$226/mo
Today · 4.125%
HK$8,748
baseline
▲ 0.50% · 4.625%
HK$9,209
+HK$461/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,496/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).