▼ 0.50% · 3.625%
HK$4,444
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,583
−HK$140/mo
Today · 4.125%
HK$4,723
baseline
▲ 0.50% · 4.625%
HK$5,010
+HK$287/mo
Deposit HK$975K · loan HK$975K · min. income ≈ HK$9,446/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,077
−HK$134/mo
Today · 4.125%
HK$5,211
baseline
▲ 0.50% · 4.625%
HK$5,486
+HK$275/mo
Deposit HK$975K · loan HK$975K · min. income ≈ HK$10,422/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,889
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,041
−HK$154/mo
Today · 4.125%
HK$5,195
baseline
▲ 0.50% · 4.625%
HK$5,511
+HK$316/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$10,390/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,439
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,585
−HK$148/mo
Today · 4.125%
HK$5,733
baseline
▲ 0.50% · 4.625%
HK$6,035
+HK$302/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$11,466/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,333
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,499
−HK$169/mo
Today · 4.125%
HK$5,668
baseline
▲ 0.50% · 4.625%
HK$6,012
+HK$344/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$11,336/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,933
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,092
−HK$162/mo
Today · 4.125%
HK$6,254
baseline
▲ 0.50% · 4.625%
HK$6,583
+HK$329/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$12,508/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,778
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,957
−HK$183/mo
Today · 4.125%
HK$6,140
baseline
▲ 0.50% · 4.625%
HK$6,514
+HK$374/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$12,280/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,428
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,600
−HK$175/mo
Today · 4.125%
HK$6,775
baseline
▲ 0.50% · 4.625%
HK$7,132
+HK$357/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$13,550/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,222
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,416
−HK$196/mo
Today · 4.125%
HK$6,612
baseline
▲ 0.50% · 4.625%
HK$7,015
+HK$403/mo
Deposit HK$585K · loan HK$1.36M · min. income ≈ HK$13,224/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,922
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,108
−HK$188/mo
Today · 4.125%
HK$7,296
baseline
▲ 0.50% · 4.625%
HK$7,681
+HK$385/mo
Deposit HK$585K · loan HK$1.36M · min. income ≈ HK$14,592/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,666
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,874
−HK$211/mo
Today · 4.125%
HK$7,085
baseline
▲ 0.50% · 4.625%
HK$7,516
+HK$431/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,170/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,416
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,615
−HK$202/mo
Today · 4.125%
HK$7,817
baseline
▲ 0.50% · 4.625%
HK$8,229
+HK$412/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,634/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,111
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,332
−HK$225/mo
Today · 4.125%
HK$7,557
baseline
▲ 0.50% · 4.625%
HK$8,017
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,114/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,911
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,123
−HK$215/mo
Today · 4.125%
HK$8,338
baseline
▲ 0.50% · 4.625%
HK$8,778
+HK$440/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,676/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,555
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,790
−HK$239/mo
Today · 4.125%
HK$8,029
baseline
▲ 0.50% · 4.625%
HK$8,518
+HK$489/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$16,058/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,405
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,631
−HK$228/mo
Today · 4.125%
HK$8,859
baseline
▲ 0.50% · 4.625%
HK$9,326
+HK$467/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$17,718/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,000
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,249
−HK$252/mo
Today · 4.125%
HK$8,501
baseline
▲ 0.50% · 4.625%
HK$9,019
+HK$518/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$17,002/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,900
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,138
−HK$242/mo
Today · 4.125%
HK$9,380
baseline
▲ 0.50% · 4.625%
HK$9,875
+HK$495/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,760/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).