▼ 0.50% · 3.625%
HK$3,966
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,089
−HK$125/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,471
+HK$257/mo
Deposit HK$870K · loan HK$870K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,412
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,530
−HK$120/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$245/mo
Deposit HK$870K · loan HK$870K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,498
−HK$138/mo
Today · 4.125%
HK$4,636
baseline
▲ 0.50% · 4.625%
HK$4,918
+HK$282/mo
Deposit HK$783K · loan HK$956K · min. income ≈ HK$9,272/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,983
−HK$132/mo
Today · 4.125%
HK$5,115
baseline
▲ 0.50% · 4.625%
HK$5,385
+HK$270/mo
Deposit HK$783K · loan HK$956K · min. income ≈ HK$10,230/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,759
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,907
−HK$150/mo
Today · 4.125%
HK$5,057
baseline
▲ 0.50% · 4.625%
HK$5,365
+HK$308/mo
Deposit HK$696K · loan HK$1.04M · min. income ≈ HK$10,114/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,294
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,436
−HK$144/mo
Today · 4.125%
HK$5,580
baseline
▲ 0.50% · 4.625%
HK$5,874
+HK$294/mo
Deposit HK$696K · loan HK$1.04M · min. income ≈ HK$11,160/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,155
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,316
−HK$163/mo
Today · 4.125%
HK$5,479
baseline
▲ 0.50% · 4.625%
HK$5,812
+HK$333/mo
Deposit HK$609K · loan HK$1.13M · min. income ≈ HK$10,958/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,735
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,889
−HK$156/mo
Today · 4.125%
HK$6,045
baseline
▲ 0.50% · 4.625%
HK$6,364
+HK$319/mo
Deposit HK$609K · loan HK$1.13M · min. income ≈ HK$12,090/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,552
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$176/mo
Today · 4.125%
HK$5,900
baseline
▲ 0.50% · 4.625%
HK$6,259
+HK$359/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$11,800/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,176
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,342
−HK$168/mo
Today · 4.125%
HK$6,510
baseline
▲ 0.50% · 4.625%
HK$6,853
+HK$343/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$13,020/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,948
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,133
−HK$188/mo
Today · 4.125%
HK$6,321
baseline
▲ 0.50% · 4.625%
HK$6,706
+HK$385/mo
Deposit HK$435K · loan HK$1.30M · min. income ≈ HK$12,642/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,617
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,795
−HK$180/mo
Today · 4.125%
HK$6,975
baseline
▲ 0.50% · 4.625%
HK$7,343
+HK$368/mo
Deposit HK$435K · loan HK$1.30M · min. income ≈ HK$13,950/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,345
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,542
−HK$201/mo
Today · 4.125%
HK$6,743
baseline
▲ 0.50% · 4.625%
HK$7,153
+HK$410/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$13,486/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,059
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,248
−HK$192/mo
Today · 4.125%
HK$7,440
baseline
▲ 0.50% · 4.625%
HK$7,832
+HK$392/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$14,880/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,741
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,951
−HK$213/mo
Today · 4.125%
HK$7,164
baseline
▲ 0.50% · 4.625%
HK$7,600
+HK$436/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,328/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,500
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,701
−HK$204/mo
Today · 4.125%
HK$7,905
baseline
▲ 0.50% · 4.625%
HK$8,322
+HK$417/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,810/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,138
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,360
−HK$226/mo
Today · 4.125%
HK$7,586
baseline
▲ 0.50% · 4.625%
HK$8,047
+HK$461/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,172/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,941
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,154
−HK$216/mo
Today · 4.125%
HK$8,370
baseline
▲ 0.50% · 4.625%
HK$8,811
+HK$441/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,740/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).