▼ 0.50% · 3.625%
HK$4,283
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$135/mo
Today · 4.125%
HK$4,551
baseline
▲ 0.50% · 4.625%
HK$4,828
+HK$277/mo
Deposit HK$939K · loan HK$939K · min. income ≈ HK$9,102/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,764
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,892
−HK$130/mo
Today · 4.125%
HK$5,022
baseline
▲ 0.50% · 4.625%
HK$5,287
+HK$265/mo
Deposit HK$939K · loan HK$939K · min. income ≈ HK$10,044/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,711
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,857
−HK$149/mo
Today · 4.125%
HK$5,006
baseline
▲ 0.50% · 4.625%
HK$5,311
+HK$305/mo
Deposit HK$845K · loan HK$1.03M · min. income ≈ HK$10,012/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,241
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,381
−HK$143/mo
Today · 4.125%
HK$5,524
baseline
▲ 0.50% · 4.625%
HK$5,815
+HK$291/mo
Deposit HK$845K · loan HK$1.03M · min. income ≈ HK$11,048/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,139
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,299
−HK$162/mo
Today · 4.125%
HK$5,461
baseline
▲ 0.50% · 4.625%
HK$5,794
+HK$333/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$10,922/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,717
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,871
−HK$155/mo
Today · 4.125%
HK$6,026
baseline
▲ 0.50% · 4.625%
HK$6,344
+HK$318/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$12,052/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,567
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$176/mo
Today · 4.125%
HK$5,917
baseline
▲ 0.50% · 4.625%
HK$6,277
+HK$360/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$11,834/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,194
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,360
−HK$168/mo
Today · 4.125%
HK$6,528
baseline
▲ 0.50% · 4.625%
HK$6,872
+HK$344/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$13,056/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,996
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,182
−HK$190/mo
Today · 4.125%
HK$6,372
baseline
▲ 0.50% · 4.625%
HK$6,759
+HK$387/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$12,744/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,670
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,849
−HK$182/mo
Today · 4.125%
HK$7,031
baseline
▲ 0.50% · 4.625%
HK$7,401
+HK$370/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$14,062/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,424
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,624
−HK$203/mo
Today · 4.125%
HK$6,827
baseline
▲ 0.50% · 4.625%
HK$7,242
+HK$415/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$13,654/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,147
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,338
−HK$195/mo
Today · 4.125%
HK$7,533
baseline
▲ 0.50% · 4.625%
HK$7,930
+HK$397/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$15,066/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,852
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,065
−HK$217/mo
Today · 4.125%
HK$7,282
baseline
▲ 0.50% · 4.625%
HK$7,725
+HK$443/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$14,564/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,623
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,828
−HK$207/mo
Today · 4.125%
HK$8,035
baseline
▲ 0.50% · 4.625%
HK$8,458
+HK$423/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$16,070/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,281
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,507
−HK$230/mo
Today · 4.125%
HK$7,737
baseline
▲ 0.50% · 4.625%
HK$8,208
+HK$471/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,474/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,100
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,317
−HK$220/mo
Today · 4.125%
HK$8,537
baseline
▲ 0.50% · 4.625%
HK$8,987
+HK$450/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,074/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,709
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,949
−HK$243/mo
Today · 4.125%
HK$8,192
baseline
▲ 0.50% · 4.625%
HK$8,691
+HK$499/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,384/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,576
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,806
−HK$233/mo
Today · 4.125%
HK$9,039
baseline
▲ 0.50% · 4.625%
HK$9,516
+HK$477/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,078/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).