▼ 0.50% · 3.625%
HK$4,269
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,402
−HK$135/mo
Today · 4.125%
HK$4,537
baseline
▲ 0.50% · 4.625%
HK$4,813
+HK$276/mo
Deposit HK$936K · loan HK$936K · min. income ≈ HK$9,074/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,749
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,877
−HK$129/mo
Today · 4.125%
HK$5,006
baseline
▲ 0.50% · 4.625%
HK$5,270
+HK$264/mo
Deposit HK$936K · loan HK$936K · min. income ≈ HK$10,012/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,696
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,842
−HK$148/mo
Today · 4.125%
HK$4,990
baseline
▲ 0.50% · 4.625%
HK$5,294
+HK$304/mo
Deposit HK$842K · loan HK$1.03M · min. income ≈ HK$9,980/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,224
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,364
−HK$142/mo
Today · 4.125%
HK$5,506
baseline
▲ 0.50% · 4.625%
HK$5,797
+HK$291/mo
Deposit HK$842K · loan HK$1.03M · min. income ≈ HK$11,012/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,123
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,282
−HK$162/mo
Today · 4.125%
HK$5,444
baseline
▲ 0.50% · 4.625%
HK$5,775
+HK$331/mo
Deposit HK$749K · loan HK$1.12M · min. income ≈ HK$10,888/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,699
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,852
−HK$155/mo
Today · 4.125%
HK$6,007
baseline
▲ 0.50% · 4.625%
HK$6,323
+HK$316/mo
Deposit HK$749K · loan HK$1.12M · min. income ≈ HK$12,014/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,550
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,722
−HK$176/mo
Today · 4.125%
HK$5,898
baseline
▲ 0.50% · 4.625%
HK$6,256
+HK$358/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$11,796/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,174
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,339
−HK$168/mo
Today · 4.125%
HK$6,507
baseline
▲ 0.50% · 4.625%
HK$6,850
+HK$343/mo
Deposit HK$655K · loan HK$1.22M · min. income ≈ HK$13,014/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,977
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,162
−HK$189/mo
Today · 4.125%
HK$6,351
baseline
▲ 0.50% · 4.625%
HK$6,738
+HK$387/mo
Deposit HK$562K · loan HK$1.31M · min. income ≈ HK$12,702/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,649
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,827
−HK$181/mo
Today · 4.125%
HK$7,008
baseline
▲ 0.50% · 4.625%
HK$7,377
+HK$369/mo
Deposit HK$562K · loan HK$1.31M · min. income ≈ HK$14,016/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,403
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,603
−HK$202/mo
Today · 4.125%
HK$6,805
baseline
▲ 0.50% · 4.625%
HK$7,219
+HK$414/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$13,610/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,124
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,315
−HK$194/mo
Today · 4.125%
HK$7,509
baseline
▲ 0.50% · 4.625%
HK$7,904
+HK$395/mo
Deposit HK$468K · loan HK$1.40M · min. income ≈ HK$15,018/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,830
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,043
−HK$216/mo
Today · 4.125%
HK$7,259
baseline
▲ 0.50% · 4.625%
HK$7,700
+HK$441/mo
Deposit HK$374K · loan HK$1.50M · min. income ≈ HK$14,518/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,599
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,802
−HK$207/mo
Today · 4.125%
HK$8,009
baseline
▲ 0.50% · 4.625%
HK$8,431
+HK$422/mo
Deposit HK$374K · loan HK$1.50M · min. income ≈ HK$16,018/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,257
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,483
−HK$229/mo
Today · 4.125%
HK$7,712
baseline
▲ 0.50% · 4.625%
HK$8,182
+HK$470/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,424/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,074
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,290
−HK$220/mo
Today · 4.125%
HK$8,510
baseline
▲ 0.50% · 4.625%
HK$8,958
+HK$448/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,020/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,684
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,923
−HK$243/mo
Today · 4.125%
HK$8,166
baseline
▲ 0.50% · 4.625%
HK$8,663
+HK$497/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$16,332/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,548
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,778
−HK$232/mo
Today · 4.125%
HK$9,010
baseline
▲ 0.50% · 4.625%
HK$9,485
+HK$475/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$18,020/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).