▼ 0.50% · 3.625%
HK$18,421
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,994
−HK$582/mo
Today · 4.125%
HK$19,576
baseline
▲ 0.50% · 4.625%
HK$20,767
+HK$1,191/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,152/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,493
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,043
−HK$557/mo
Today · 4.125%
HK$21,600
baseline
▲ 0.50% · 4.625%
HK$22,739
+HK$1,139/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,200/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,263
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,893
−HK$641/mo
Today · 4.125%
HK$21,534
baseline
▲ 0.50% · 4.625%
HK$22,844
+HK$1,310/mo
Deposit HK$3.64M · loan HK$4.44M · min. income ≈ HK$43,068/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,542
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,147
−HK$613/mo
Today · 4.125%
HK$23,760
baseline
▲ 0.50% · 4.625%
HK$25,013
+HK$1,253/mo
Deposit HK$3.64M · loan HK$4.44M · min. income ≈ HK$47,520/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,105
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,793
−HK$698/mo
Today · 4.125%
HK$23,491
baseline
▲ 0.50% · 4.625%
HK$24,921
+HK$1,430/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$46,982/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,592
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,251
−HK$669/mo
Today · 4.125%
HK$25,920
baseline
▲ 0.50% · 4.625%
HK$27,287
+HK$1,367/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,840/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,947
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,692
−HK$757/mo
Today · 4.125%
HK$25,449
baseline
▲ 0.50% · 4.625%
HK$26,997
+HK$1,548/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,898/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,641
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,355
−HK$725/mo
Today · 4.125%
HK$28,080
baseline
▲ 0.50% · 4.625%
HK$29,560
+HK$1,480/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,160/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,789
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,591
−HK$815/mo
Today · 4.125%
HK$27,406
baseline
▲ 0.50% · 4.625%
HK$29,074
+HK$1,668/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,812/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,690
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,460
−HK$780/mo
Today · 4.125%
HK$30,240
baseline
▲ 0.50% · 4.625%
HK$31,834
+HK$1,594/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,480/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,631
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,491
−HK$873/mo
Today · 4.125%
HK$29,364
baseline
▲ 0.50% · 4.625%
HK$31,151
+HK$1,787/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,728/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,740
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,564
−HK$836/mo
Today · 4.125%
HK$32,400
baseline
▲ 0.50% · 4.625%
HK$34,108
+HK$1,708/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,800/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,473
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,390
−HK$932/mo
Today · 4.125%
HK$31,322
baseline
▲ 0.50% · 4.625%
HK$33,227
+HK$1,905/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$62,644/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,789
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,668
−HK$892/mo
Today · 4.125%
HK$34,560
baseline
▲ 0.50% · 4.625%
HK$36,382
+HK$1,822/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$69,120/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,315
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,290
−HK$989/mo
Today · 4.125%
HK$33,279
baseline
▲ 0.50% · 4.625%
HK$35,304
+HK$2,025/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$66,558/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,838
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,772
−HK$948/mo
Today · 4.125%
HK$36,720
baseline
▲ 0.50% · 4.625%
HK$38,656
+HK$1,936/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$73,440/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,158
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,189
−HK$1,048/mo
Today · 4.125%
HK$35,237
baseline
▲ 0.50% · 4.625%
HK$37,381
+HK$2,144/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,474/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,887
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,877
−HK$1,003/mo
Today · 4.125%
HK$38,880
baseline
▲ 0.50% · 4.625%
HK$40,930
+HK$2,050/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,760/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,353 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).