▼ 0.50% · 3.625%
HK$21,482
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,150
−HK$679/mo
Today · 4.125%
HK$22,829
baseline
▲ 0.50% · 4.625%
HK$24,218
+HK$1,389/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,658/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,899
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,540
−HK$650/mo
Today · 4.125%
HK$25,190
baseline
▲ 0.50% · 4.625%
HK$26,518
+HK$1,328/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,380/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,630
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,366
−HK$746/mo
Today · 4.125%
HK$25,112
baseline
▲ 0.50% · 4.625%
HK$26,640
+HK$1,528/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,224/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,289
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,994
−HK$715/mo
Today · 4.125%
HK$27,709
baseline
▲ 0.50% · 4.625%
HK$29,170
+HK$1,461/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,418/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,779
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,581
−HK$814/mo
Today · 4.125%
HK$27,395
baseline
▲ 0.50% · 4.625%
HK$29,062
+HK$1,667/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,790/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,679
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,448
−HK$780/mo
Today · 4.125%
HK$30,228
baseline
▲ 0.50% · 4.625%
HK$31,821
+HK$1,593/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,456/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,927
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,796
−HK$882/mo
Today · 4.125%
HK$29,678
baseline
▲ 0.50% · 4.625%
HK$31,484
+HK$1,806/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$59,356/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,068
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,902
−HK$845/mo
Today · 4.125%
HK$32,747
baseline
▲ 0.50% · 4.625%
HK$34,473
+HK$1,726/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$65,494/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,075
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,011
−HK$950/mo
Today · 4.125%
HK$31,961
baseline
▲ 0.50% · 4.625%
HK$33,906
+HK$1,945/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$63,922/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,458
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,356
−HK$910/mo
Today · 4.125%
HK$35,266
baseline
▲ 0.50% · 4.625%
HK$37,125
+HK$1,859/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$70,532/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,223
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,226
−HK$1,018/mo
Today · 4.125%
HK$34,244
baseline
▲ 0.50% · 4.625%
HK$36,328
+HK$2,084/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,488/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,848
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,810
−HK$975/mo
Today · 4.125%
HK$37,785
baseline
▲ 0.50% · 4.625%
HK$39,777
+HK$1,992/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,570/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,372
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,441
−HK$1,086/mo
Today · 4.125%
HK$36,527
baseline
▲ 0.50% · 4.625%
HK$38,750
+HK$2,223/mo
Deposit HK$1.88M · loan HK$7.54M · min. income ≈ HK$73,054/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,238
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,264
−HK$1,040/mo
Today · 4.125%
HK$40,304
baseline
▲ 0.50% · 4.625%
HK$42,428
+HK$2,124/mo
Deposit HK$1.88M · loan HK$7.54M · min. income ≈ HK$80,608/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,520
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,656
−HK$1,154/mo
Today · 4.125%
HK$38,810
baseline
▲ 0.50% · 4.625%
HK$41,171
+HK$2,361/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$77,620/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,628
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,718
−HK$1,105/mo
Today · 4.125%
HK$42,823
baseline
▲ 0.50% · 4.625%
HK$45,080
+HK$2,257/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$85,646/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,668
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,871
−HK$1,222/mo
Today · 4.125%
HK$41,093
baseline
▲ 0.50% · 4.625%
HK$43,593
+HK$2,500/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$82,186/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,018
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,172
−HK$1,170/mo
Today · 4.125%
HK$45,342
baseline
▲ 0.50% · 4.625%
HK$47,732
+HK$2,390/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$90,684/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$312,099 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).