▼ 0.50% · 3.625%
HK$14,745
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,203
−HK$466/mo
Today · 4.125%
HK$15,669
baseline
▲ 0.50% · 4.625%
HK$16,623
+HK$954/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,338/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,403
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,843
−HK$447/mo
Today · 4.125%
HK$17,290
baseline
▲ 0.50% · 4.625%
HK$18,201
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,580/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,219
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,724
−HK$512/mo
Today · 4.125%
HK$17,236
baseline
▲ 0.50% · 4.625%
HK$18,285
+HK$1,049/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$34,472/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,044
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,528
−HK$491/mo
Today · 4.125%
HK$19,019
baseline
▲ 0.50% · 4.625%
HK$20,021
+HK$1,002/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$38,038/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,694
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,244
−HK$559/mo
Today · 4.125%
HK$18,803
baseline
▲ 0.50% · 4.625%
HK$19,947
+HK$1,144/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,606/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,684
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,212
−HK$536/mo
Today · 4.125%
HK$20,748
baseline
▲ 0.50% · 4.625%
HK$21,841
+HK$1,093/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,496/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,168
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,764
−HK$606/mo
Today · 4.125%
HK$20,370
baseline
▲ 0.50% · 4.625%
HK$21,610
+HK$1,240/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$40,740/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,324
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,896
−HK$581/mo
Today · 4.125%
HK$22,477
baseline
▲ 0.50% · 4.625%
HK$23,661
+HK$1,184/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$44,954/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,643
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,285
−HK$652/mo
Today · 4.125%
HK$21,937
baseline
▲ 0.50% · 4.625%
HK$23,272
+HK$1,335/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,874/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,965
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,581
−HK$624/mo
Today · 4.125%
HK$24,205
baseline
▲ 0.50% · 4.625%
HK$25,481
+HK$1,276/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,410/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,117
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,805
−HK$699/mo
Today · 4.125%
HK$23,504
baseline
▲ 0.50% · 4.625%
HK$24,934
+HK$1,430/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$47,008/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,605
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,265
−HK$669/mo
Today · 4.125%
HK$25,934
baseline
▲ 0.50% · 4.625%
HK$27,301
+HK$1,367/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$51,868/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,592
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,325
−HK$746/mo
Today · 4.125%
HK$25,071
baseline
▲ 0.50% · 4.625%
HK$26,597
+HK$1,526/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$50,142/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,245
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,949
−HK$714/mo
Today · 4.125%
HK$27,663
baseline
▲ 0.50% · 4.625%
HK$29,122
+HK$1,459/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$55,326/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,066
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,846
−HK$792/mo
Today · 4.125%
HK$26,638
baseline
▲ 0.50% · 4.625%
HK$28,259
+HK$1,621/mo
Deposit HK$970K · loan HK$5.50M · min. income ≈ HK$53,276/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,886
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,634
−HK$758/mo
Today · 4.125%
HK$29,392
baseline
▲ 0.50% · 4.625%
HK$30,942
+HK$1,550/mo
Deposit HK$970K · loan HK$5.50M · min. income ≈ HK$58,784/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,541
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,366
−HK$839/mo
Today · 4.125%
HK$28,205
baseline
▲ 0.50% · 4.625%
HK$29,921
+HK$1,716/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$56,410/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,526
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,318
−HK$803/mo
Today · 4.125%
HK$31,121
baseline
▲ 0.50% · 4.625%
HK$32,762
+HK$1,641/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$62,242/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,628 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).