▼ 0.50% · 3.625%
HK$14,825
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,286
−HK$469/mo
Today · 4.125%
HK$15,755
baseline
▲ 0.50% · 4.625%
HK$16,713
+HK$958/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,510/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,493
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,935
−HK$449/mo
Today · 4.125%
HK$17,384
baseline
▲ 0.50% · 4.625%
HK$18,300
+HK$916/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,768/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,308
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,815
−HK$515/mo
Today · 4.125%
HK$17,330
baseline
▲ 0.50% · 4.625%
HK$18,385
+HK$1,055/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,660/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,142
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,629
−HK$493/mo
Today · 4.125%
HK$19,122
baseline
▲ 0.50% · 4.625%
HK$20,130
+HK$1,008/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,244/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,790
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,344
−HK$562/mo
Today · 4.125%
HK$18,906
baseline
▲ 0.50% · 4.625%
HK$20,056
+HK$1,150/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,812/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,791
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,322
−HK$539/mo
Today · 4.125%
HK$20,861
baseline
▲ 0.50% · 4.625%
HK$21,960
+HK$1,099/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,722/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,273
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,872
−HK$609/mo
Today · 4.125%
HK$20,481
baseline
▲ 0.50% · 4.625%
HK$21,727
+HK$1,246/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$40,962/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,441
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,016
−HK$583/mo
Today · 4.125%
HK$22,599
baseline
▲ 0.50% · 4.625%
HK$23,790
+HK$1,191/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,198/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,755
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,401
−HK$656/mo
Today · 4.125%
HK$22,057
baseline
▲ 0.50% · 4.625%
HK$23,399
+HK$1,342/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,114/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,090
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,709
−HK$628/mo
Today · 4.125%
HK$24,337
baseline
▲ 0.50% · 4.625%
HK$25,620
+HK$1,283/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,674/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,238
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,929
−HK$703/mo
Today · 4.125%
HK$23,632
baseline
▲ 0.50% · 4.625%
HK$25,070
+HK$1,438/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,264/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,739
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,403
−HK$673/mo
Today · 4.125%
HK$26,076
baseline
▲ 0.50% · 4.625%
HK$27,450
+HK$1,374/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,152/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,720
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,458
−HK$750/mo
Today · 4.125%
HK$25,208
baseline
▲ 0.50% · 4.625%
HK$26,741
+HK$1,533/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$50,416/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,388
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,096
−HK$718/mo
Today · 4.125%
HK$27,814
baseline
▲ 0.50% · 4.625%
HK$29,280
+HK$1,466/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$55,628/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,203
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,987
−HK$796/mo
Today · 4.125%
HK$26,783
baseline
▲ 0.50% · 4.625%
HK$28,413
+HK$1,630/mo
Deposit HK$975K · loan HK$5.53M · min. income ≈ HK$53,566/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,038
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,790
−HK$763/mo
Today · 4.125%
HK$29,553
baseline
▲ 0.50% · 4.625%
HK$31,110
+HK$1,557/mo
Deposit HK$975K · loan HK$5.53M · min. income ≈ HK$59,106/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,685
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,515
−HK$844/mo
Today · 4.125%
HK$28,359
baseline
▲ 0.50% · 4.625%
HK$30,084
+HK$1,725/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,718/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,687
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,483
−HK$808/mo
Today · 4.125%
HK$31,291
baseline
▲ 0.50% · 4.625%
HK$32,940
+HK$1,649/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$62,582/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$185,152 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).