▼ 0.50% · 3.625%
HK$16,580
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,096
−HK$524/mo
Today · 4.125%
HK$17,620
baseline
▲ 0.50% · 4.625%
HK$18,692
+HK$1,072/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,240/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,445
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,940
−HK$502/mo
Today · 4.125%
HK$19,442
baseline
▲ 0.50% · 4.625%
HK$20,466
+HK$1,024/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,884/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,238
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,805
−HK$577/mo
Today · 4.125%
HK$19,382
baseline
▲ 0.50% · 4.625%
HK$20,561
+HK$1,179/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,764/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,290
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,834
−HK$552/mo
Today · 4.125%
HK$21,386
baseline
▲ 0.50% · 4.625%
HK$22,513
+HK$1,127/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,772/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,896
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,515
−HK$629/mo
Today · 4.125%
HK$21,144
baseline
▲ 0.50% · 4.625%
HK$22,430
+HK$1,286/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,288/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,134
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,728
−HK$602/mo
Today · 4.125%
HK$23,330
baseline
▲ 0.50% · 4.625%
HK$24,560
+HK$1,230/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,660/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,554
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,224
−HK$682/mo
Today · 4.125%
HK$22,906
baseline
▲ 0.50% · 4.625%
HK$24,299
+HK$1,393/mo
Deposit HK$2.54M · loan HK$4.73M · min. income ≈ HK$45,812/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,979
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,622
−HK$652/mo
Today · 4.125%
HK$25,274
baseline
▲ 0.50% · 4.625%
HK$26,606
+HK$1,332/mo
Deposit HK$2.54M · loan HK$4.73M · min. income ≈ HK$50,548/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,212
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,934
−HK$734/mo
Today · 4.125%
HK$24,668
baseline
▲ 0.50% · 4.625%
HK$26,169
+HK$1,501/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,336/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,823
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,516
−HK$702/mo
Today · 4.125%
HK$27,218
baseline
▲ 0.50% · 4.625%
HK$28,653
+HK$1,435/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,436/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,870
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,644
−HK$786/mo
Today · 4.125%
HK$26,430
baseline
▲ 0.50% · 4.625%
HK$28,038
+HK$1,608/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,860/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,668
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,410
−HK$752/mo
Today · 4.125%
HK$29,162
baseline
▲ 0.50% · 4.625%
HK$30,700
+HK$1,538/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,324/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,528
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,353
−HK$839/mo
Today · 4.125%
HK$28,192
baseline
▲ 0.50% · 4.625%
HK$29,907
+HK$1,715/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$56,384/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,512
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,304
−HK$803/mo
Today · 4.125%
HK$31,107
baseline
▲ 0.50% · 4.625%
HK$32,746
+HK$1,639/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$62,214/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,186
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,063
−HK$890/mo
Today · 4.125%
HK$29,953
baseline
▲ 0.50% · 4.625%
HK$31,776
+HK$1,823/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,906/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,357
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,198
−HK$853/mo
Today · 4.125%
HK$33,051
baseline
▲ 0.50% · 4.625%
HK$34,793
+HK$1,742/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,102/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,844
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,772
−HK$943/mo
Today · 4.125%
HK$31,715
baseline
▲ 0.50% · 4.625%
HK$33,645
+HK$1,930/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$63,430/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,201
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,092
−HK$903/mo
Today · 4.125%
HK$34,995
baseline
▲ 0.50% · 4.625%
HK$36,839
+HK$1,844/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$69,990/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,134 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).