▼ 0.50% · 3.625%
HK$21,301
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,963
−HK$674/mo
Today · 4.125%
HK$22,637
baseline
▲ 0.50% · 4.625%
HK$24,014
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,274/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,697
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,333
−HK$644/mo
Today · 4.125%
HK$24,977
baseline
▲ 0.50% · 4.625%
HK$26,294
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,954/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,431
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,160
−HK$740/mo
Today · 4.125%
HK$24,900
baseline
▲ 0.50% · 4.625%
HK$26,415
+HK$1,515/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,800/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,067
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,766
−HK$709/mo
Today · 4.125%
HK$27,475
baseline
▲ 0.50% · 4.625%
HK$28,923
+HK$1,448/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,950/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,561
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,356
−HK$808/mo
Today · 4.125%
HK$27,164
baseline
▲ 0.50% · 4.625%
HK$28,817
+HK$1,653/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$54,328/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,436
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,199
−HK$774/mo
Today · 4.125%
HK$29,973
baseline
▲ 0.50% · 4.625%
HK$31,553
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$59,946/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,691
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,553
−HK$875/mo
Today · 4.125%
HK$29,428
baseline
▲ 0.50% · 4.625%
HK$31,218
+HK$1,790/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,856/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,806
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,632
−HK$839/mo
Today · 4.125%
HK$32,471
baseline
▲ 0.50% · 4.625%
HK$34,182
+HK$1,711/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,942/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,821
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,749
−HK$942/mo
Today · 4.125%
HK$31,691
baseline
▲ 0.50% · 4.625%
HK$33,620
+HK$1,929/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,382/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,176
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,066
−HK$902/mo
Today · 4.125%
HK$34,968
baseline
▲ 0.50% · 4.625%
HK$36,811
+HK$1,843/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,936/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,951
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,945
−HK$1,010/mo
Today · 4.125%
HK$33,955
baseline
▲ 0.50% · 4.625%
HK$36,021
+HK$2,066/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,910/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,546
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,499
−HK$967/mo
Today · 4.125%
HK$37,466
baseline
▲ 0.50% · 4.625%
HK$39,441
+HK$1,975/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,932/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,081
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,142
−HK$1,077/mo
Today · 4.125%
HK$36,219
baseline
▲ 0.50% · 4.625%
HK$38,422
+HK$2,203/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,438/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,915
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,932
−HK$1,032/mo
Today · 4.125%
HK$39,964
baseline
▲ 0.50% · 4.625%
HK$42,070
+HK$2,106/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,928/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,212
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,338
−HK$1,144/mo
Today · 4.125%
HK$38,482
baseline
▲ 0.50% · 4.625%
HK$40,824
+HK$2,342/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,964/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,285
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,365
−HK$1,096/mo
Today · 4.125%
HK$42,461
baseline
▲ 0.50% · 4.625%
HK$44,700
+HK$2,239/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,922/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,342
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,534
−HK$1,212/mo
Today · 4.125%
HK$40,746
baseline
▲ 0.50% · 4.625%
HK$43,225
+HK$2,479/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$81,492/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,655
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,799
−HK$1,160/mo
Today · 4.125%
HK$44,959
baseline
▲ 0.50% · 4.625%
HK$47,329
+HK$2,370/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$89,918/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,146 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).