▼ 0.50% · 3.625%
HK$19,402
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$20,005
−HK$613/mo
Today · 4.125%
HK$20,618
baseline
▲ 0.50% · 4.625%
HK$21,873
+HK$1,255/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,236/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,584
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,163
−HK$587/mo
Today · 4.125%
HK$22,750
baseline
▲ 0.50% · 4.625%
HK$23,950
+HK$1,200/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,500/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,342
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,006
−HK$674/mo
Today · 4.125%
HK$22,680
baseline
▲ 0.50% · 4.625%
HK$24,060
+HK$1,380/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,360/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,743
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,379
−HK$646/mo
Today · 4.125%
HK$25,025
baseline
▲ 0.50% · 4.625%
HK$26,344
+HK$1,319/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,050/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,282
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,006
−HK$736/mo
Today · 4.125%
HK$24,742
baseline
▲ 0.50% · 4.625%
HK$26,248
+HK$1,506/mo
Deposit HK$3.40M · loan HK$5.11M · min. income ≈ HK$49,484/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,901
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,596
−HK$704/mo
Today · 4.125%
HK$27,300
baseline
▲ 0.50% · 4.625%
HK$28,739
+HK$1,439/mo
Deposit HK$3.40M · loan HK$5.11M · min. income ≈ HK$54,600/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,222
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,007
−HK$797/mo
Today · 4.125%
HK$26,804
baseline
▲ 0.50% · 4.625%
HK$28,435
+HK$1,631/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,608/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,059
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,812
−HK$763/mo
Today · 4.125%
HK$29,575
baseline
▲ 0.50% · 4.625%
HK$31,134
+HK$1,559/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,150/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,162
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,007
−HK$859/mo
Today · 4.125%
HK$28,866
baseline
▲ 0.50% · 4.625%
HK$30,622
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,732/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,218
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,028
−HK$822/mo
Today · 4.125%
HK$31,850
baseline
▲ 0.50% · 4.625%
HK$33,529
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,700/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,103
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,008
−HK$920/mo
Today · 4.125%
HK$30,928
baseline
▲ 0.50% · 4.625%
HK$32,809
+HK$1,881/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,856/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,376
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,245
−HK$880/mo
Today · 4.125%
HK$34,125
baseline
▲ 0.50% · 4.625%
HK$35,924
+HK$1,799/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,250/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,043
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,008
−HK$981/mo
Today · 4.125%
HK$32,989
baseline
▲ 0.50% · 4.625%
HK$34,997
+HK$2,008/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$65,978/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,535
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,461
−HK$940/mo
Today · 4.125%
HK$36,401
baseline
▲ 0.50% · 4.625%
HK$38,319
+HK$1,918/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,802/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,983
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,009
−HK$1,042/mo
Today · 4.125%
HK$35,051
baseline
▲ 0.50% · 4.625%
HK$37,184
+HK$2,133/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,102/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,693
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,677
−HK$999/mo
Today · 4.125%
HK$38,676
baseline
▲ 0.50% · 4.625%
HK$40,714
+HK$2,038/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,352/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,923
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,009
−HK$1,104/mo
Today · 4.125%
HK$37,113
baseline
▲ 0.50% · 4.625%
HK$39,371
+HK$2,258/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,226/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,852
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,894
−HK$1,057/mo
Today · 4.125%
HK$40,951
baseline
▲ 0.50% · 4.625%
HK$43,109
+HK$2,158/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,902/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,257 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).