▼ 0.50% · 3.625%
HK$19,460
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,065
−HK$615/mo
Today · 4.125%
HK$20,680
baseline
▲ 0.50% · 4.625%
HK$21,938
+HK$1,258/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,360/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,649
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,229
−HK$589/mo
Today · 4.125%
HK$22,818
baseline
▲ 0.50% · 4.625%
HK$24,021
+HK$1,203/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,636/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,405
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,071
−HK$677/mo
Today · 4.125%
HK$22,748
baseline
▲ 0.50% · 4.625%
HK$24,132
+HK$1,384/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,496/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,813
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,452
−HK$648/mo
Today · 4.125%
HK$25,100
baseline
▲ 0.50% · 4.625%
HK$26,423
+HK$1,323/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,200/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,351
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,078
−HK$738/mo
Today · 4.125%
HK$24,816
baseline
▲ 0.50% · 4.625%
HK$26,326
+HK$1,510/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,632/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,978
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,675
−HK$707/mo
Today · 4.125%
HK$27,382
baseline
▲ 0.50% · 4.625%
HK$28,825
+HK$1,443/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,764/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,297
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,084
−HK$800/mo
Today · 4.125%
HK$26,884
baseline
▲ 0.50% · 4.625%
HK$28,520
+HK$1,636/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,768/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,143
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,898
−HK$766/mo
Today · 4.125%
HK$29,664
baseline
▲ 0.50% · 4.625%
HK$31,227
+HK$1,563/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,328/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,243
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,091
−HK$861/mo
Today · 4.125%
HK$28,952
baseline
▲ 0.50% · 4.625%
HK$30,713
+HK$1,761/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,904/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,308
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,121
−HK$824/mo
Today · 4.125%
HK$31,945
baseline
▲ 0.50% · 4.625%
HK$33,629
+HK$1,684/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,890/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,189
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,097
−HK$923/mo
Today · 4.125%
HK$31,020
baseline
▲ 0.50% · 4.625%
HK$32,907
+HK$1,887/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,040/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,473
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,344
−HK$883/mo
Today · 4.125%
HK$34,227
baseline
▲ 0.50% · 4.625%
HK$36,031
+HK$1,804/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,454/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,135
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,104
−HK$984/mo
Today · 4.125%
HK$33,088
baseline
▲ 0.50% · 4.625%
HK$35,101
+HK$2,013/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,176/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,638
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,567
−HK$942/mo
Today · 4.125%
HK$36,509
baseline
▲ 0.50% · 4.625%
HK$38,433
+HK$1,924/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,018/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,081
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,110
−HK$1,046/mo
Today · 4.125%
HK$35,156
baseline
▲ 0.50% · 4.625%
HK$37,295
+HK$2,139/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,312/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,802
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,789
−HK$1,002/mo
Today · 4.125%
HK$38,791
baseline
▲ 0.50% · 4.625%
HK$40,836
+HK$2,045/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,582/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,027
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,117
−HK$1,107/mo
Today · 4.125%
HK$37,224
baseline
▲ 0.50% · 4.625%
HK$39,489
+HK$2,265/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,448/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,967
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,012
−HK$1,061/mo
Today · 4.125%
HK$41,073
baseline
▲ 0.50% · 4.625%
HK$43,238
+HK$2,165/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,146/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).