▼ 0.50% · 3.625%
HK$18,132
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,696
−HK$573/mo
Today · 4.125%
HK$19,269
baseline
▲ 0.50% · 4.625%
HK$20,442
+HK$1,173/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,538/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,172
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,713
−HK$549/mo
Today · 4.125%
HK$21,262
baseline
▲ 0.50% · 4.625%
HK$22,383
+HK$1,121/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,524/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,946
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,566
−HK$630/mo
Today · 4.125%
HK$21,196
baseline
▲ 0.50% · 4.625%
HK$22,486
+HK$1,290/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$42,392/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,189
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,784
−HK$604/mo
Today · 4.125%
HK$23,388
baseline
▲ 0.50% · 4.625%
HK$24,621
+HK$1,233/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$46,776/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,759
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,436
−HK$687/mo
Today · 4.125%
HK$23,123
baseline
▲ 0.50% · 4.625%
HK$24,530
+HK$1,407/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,246/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,206
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,856
−HK$658/mo
Today · 4.125%
HK$25,514
baseline
▲ 0.50% · 4.625%
HK$26,859
+HK$1,345/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$51,028/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,572
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,305
−HK$745/mo
Today · 4.125%
HK$25,050
baseline
▲ 0.50% · 4.625%
HK$26,575
+HK$1,525/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$50,100/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,224
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,927
−HK$713/mo
Today · 4.125%
HK$27,640
baseline
▲ 0.50% · 4.625%
HK$29,097
+HK$1,457/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$55,280/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,385
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,175
−HK$802/mo
Today · 4.125%
HK$26,977
baseline
▲ 0.50% · 4.625%
HK$28,619
+HK$1,642/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$53,954/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,241
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$28,998
−HK$769/mo
Today · 4.125%
HK$29,767
baseline
▲ 0.50% · 4.625%
HK$31,336
+HK$1,569/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,534/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,199
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,045
−HK$859/mo
Today · 4.125%
HK$28,904
baseline
▲ 0.50% · 4.625%
HK$30,663
+HK$1,759/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$57,808/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,258
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,070
−HK$823/mo
Today · 4.125%
HK$31,893
baseline
▲ 0.50% · 4.625%
HK$33,574
+HK$1,681/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$63,786/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,012
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,914
−HK$917/mo
Today · 4.125%
HK$30,831
baseline
▲ 0.50% · 4.625%
HK$32,707
+HK$1,876/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$61,662/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,275
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,141
−HK$878/mo
Today · 4.125%
HK$34,019
baseline
▲ 0.50% · 4.625%
HK$35,812
+HK$1,793/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$68,038/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,825
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,784
−HK$974/mo
Today · 4.125%
HK$32,758
baseline
▲ 0.50% · 4.625%
HK$34,751
+HK$1,993/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$65,516/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,293
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,212
−HK$933/mo
Today · 4.125%
HK$36,145
baseline
▲ 0.50% · 4.625%
HK$38,051
+HK$1,906/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$72,290/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,638
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,654
−HK$1,031/mo
Today · 4.125%
HK$34,685
baseline
▲ 0.50% · 4.625%
HK$36,795
+HK$2,110/mo
Deposit HK$795K · loan HK$7.16M · min. income ≈ HK$69,370/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,310
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,284
−HK$987/mo
Today · 4.125%
HK$38,271
baseline
▲ 0.50% · 4.625%
HK$40,289
+HK$2,018/mo
Deposit HK$795K · loan HK$7.16M · min. income ≈ HK$76,542/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,557 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).