▼ 0.50% · 3.625%
HK$21,095
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,751
−HK$666/mo
Today · 4.125%
HK$22,417
baseline
▲ 0.50% · 4.625%
HK$23,781
+HK$1,364/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,834/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,467
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,097
−HK$638/mo
Today · 4.125%
HK$24,735
baseline
▲ 0.50% · 4.625%
HK$26,039
+HK$1,304/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,470/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,204
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,926
−HK$733/mo
Today · 4.125%
HK$24,659
baseline
▲ 0.50% · 4.625%
HK$26,160
+HK$1,501/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,318/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,814
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,507
−HK$702/mo
Today · 4.125%
HK$27,209
baseline
▲ 0.50% · 4.625%
HK$28,643
+HK$1,434/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,418/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,313
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,101
−HK$800/mo
Today · 4.125%
HK$26,901
baseline
▲ 0.50% · 4.625%
HK$28,538
+HK$1,637/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,802/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,161
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,916
−HK$766/mo
Today · 4.125%
HK$29,682
baseline
▲ 0.50% · 4.625%
HK$31,247
+HK$1,565/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,364/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,423
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,276
−HK$867/mo
Today · 4.125%
HK$29,143
baseline
▲ 0.50% · 4.625%
HK$30,916
+HK$1,773/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,286/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,508
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,326
−HK$830/mo
Today · 4.125%
HK$32,156
baseline
▲ 0.50% · 4.625%
HK$33,851
+HK$1,695/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,312/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,532
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,451
−HK$933/mo
Today · 4.125%
HK$31,384
baseline
▲ 0.50% · 4.625%
HK$33,294
+HK$1,910/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,768/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,854
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,736
−HK$894/mo
Today · 4.125%
HK$34,630
baseline
▲ 0.50% · 4.625%
HK$36,455
+HK$1,825/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,260/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,642
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,626
−HK$1,000/mo
Today · 4.125%
HK$33,626
baseline
▲ 0.50% · 4.625%
HK$35,672
+HK$2,046/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,252/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,201
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,145
−HK$958/mo
Today · 4.125%
HK$37,103
baseline
▲ 0.50% · 4.625%
HK$39,059
+HK$1,956/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,206/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,751
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,801
−HK$1,067/mo
Today · 4.125%
HK$35,868
baseline
▲ 0.50% · 4.625%
HK$38,050
+HK$2,182/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,736/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,548
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,555
−HK$1,022/mo
Today · 4.125%
HK$39,577
baseline
▲ 0.50% · 4.625%
HK$41,663
+HK$2,086/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,154/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,861
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,976
−HK$1,134/mo
Today · 4.125%
HK$38,110
baseline
▲ 0.50% · 4.625%
HK$40,428
+HK$2,318/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,220/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,895
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,965
−HK$1,085/mo
Today · 4.125%
HK$42,050
baseline
▲ 0.50% · 4.625%
HK$44,267
+HK$2,217/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,100/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,970
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,151
−HK$1,200/mo
Today · 4.125%
HK$40,351
baseline
▲ 0.50% · 4.625%
HK$42,807
+HK$2,456/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$80,702/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,241
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,374
−HK$1,150/mo
Today · 4.125%
HK$44,524
baseline
▲ 0.50% · 4.625%
HK$46,871
+HK$2,347/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$89,048/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,097 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).