▼ 0.50% · 3.625%
HK$22,582
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,284
−HK$714/mo
Today · 4.125%
HK$23,998
baseline
▲ 0.50% · 4.625%
HK$25,458
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,996/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,122
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,796
−HK$683/mo
Today · 4.125%
HK$26,479
baseline
▲ 0.50% · 4.625%
HK$27,875
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,958/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,840
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,613
−HK$785/mo
Today · 4.125%
HK$26,398
baseline
▲ 0.50% · 4.625%
HK$28,004
+HK$1,606/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,796/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,634
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,375
−HK$752/mo
Today · 4.125%
HK$29,127
baseline
▲ 0.50% · 4.625%
HK$30,663
+HK$1,536/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,254/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,098
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,941
−HK$856/mo
Today · 4.125%
HK$28,797
baseline
▲ 0.50% · 4.625%
HK$30,550
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,594/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,146
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,955
−HK$820/mo
Today · 4.125%
HK$31,775
baseline
▲ 0.50% · 4.625%
HK$33,450
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,550/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,356
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,269
−HK$928/mo
Today · 4.125%
HK$31,197
baseline
▲ 0.50% · 4.625%
HK$33,096
+HK$1,899/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,394/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,659
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,535
−HK$888/mo
Today · 4.125%
HK$34,423
baseline
▲ 0.50% · 4.625%
HK$36,238
+HK$1,815/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,846/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,615
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,598
−HK$999/mo
Today · 4.125%
HK$33,597
baseline
▲ 0.50% · 4.625%
HK$35,641
+HK$2,044/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,194/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,171
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,114
−HK$957/mo
Today · 4.125%
HK$37,071
baseline
▲ 0.50% · 4.625%
HK$39,025
+HK$1,954/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,142/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,873
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,926
−HK$1,071/mo
Today · 4.125%
HK$35,997
baseline
▲ 0.50% · 4.625%
HK$38,187
+HK$2,190/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$71,994/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,683
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,694
−HK$1,025/mo
Today · 4.125%
HK$39,719
baseline
▲ 0.50% · 4.625%
HK$41,813
+HK$2,094/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,438/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,131
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,255
−HK$1,142/mo
Today · 4.125%
HK$38,397
baseline
▲ 0.50% · 4.625%
HK$40,733
+HK$2,336/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,794/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,195
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,273
−HK$1,094/mo
Today · 4.125%
HK$42,367
baseline
▲ 0.50% · 4.625%
HK$44,600
+HK$2,233/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,734/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,389
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,583
−HK$1,213/mo
Today · 4.125%
HK$40,796
baseline
▲ 0.50% · 4.625%
HK$43,279
+HK$2,483/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,592/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,707
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,853
−HK$1,162/mo
Today · 4.125%
HK$45,015
baseline
▲ 0.50% · 4.625%
HK$47,388
+HK$2,373/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,030/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,647
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,912
−HK$1,284/mo
Today · 4.125%
HK$43,196
baseline
▲ 0.50% · 4.625%
HK$45,825
+HK$2,629/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,392/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,220
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,432
−HK$1,231/mo
Today · 4.125%
HK$47,663
baseline
▲ 0.50% · 4.625%
HK$50,175
+HK$2,512/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,326/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,319 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).