▼ 0.50% · 3.625%
HK$20,761
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,407
−HK$656/mo
Today · 4.125%
HK$22,063
baseline
▲ 0.50% · 4.625%
HK$23,406
+HK$1,343/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,126/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,097
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,716
−HK$629/mo
Today · 4.125%
HK$24,345
baseline
▲ 0.50% · 4.625%
HK$25,628
+HK$1,283/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,690/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,838
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,548
−HK$722/mo
Today · 4.125%
HK$24,270
baseline
▲ 0.50% · 4.625%
HK$25,746
+HK$1,476/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,540/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,407
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,088
−HK$691/mo
Today · 4.125%
HK$26,779
baseline
▲ 0.50% · 4.625%
HK$28,191
+HK$1,412/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,558/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,914
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,689
−HK$787/mo
Today · 4.125%
HK$26,476
baseline
▲ 0.50% · 4.625%
HK$28,087
+HK$1,611/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,952/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,716
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,460
−HK$754/mo
Today · 4.125%
HK$29,214
baseline
▲ 0.50% · 4.625%
HK$30,754
+HK$1,540/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,428/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,990
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,829
−HK$853/mo
Today · 4.125%
HK$28,682
baseline
▲ 0.50% · 4.625%
HK$30,428
+HK$1,746/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,364/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,026
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,831
−HK$817/mo
Today · 4.125%
HK$31,648
baseline
▲ 0.50% · 4.625%
HK$33,316
+HK$1,668/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,296/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,066
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,970
−HK$919/mo
Today · 4.125%
HK$30,889
baseline
▲ 0.50% · 4.625%
HK$32,768
+HK$1,879/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,778/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,336
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,203
−HK$880/mo
Today · 4.125%
HK$34,083
baseline
▲ 0.50% · 4.625%
HK$35,879
+HK$1,796/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,166/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,142
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,111
−HK$984/mo
Today · 4.125%
HK$33,095
baseline
▲ 0.50% · 4.625%
HK$35,109
+HK$2,014/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,190/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,645
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,575
−HK$942/mo
Today · 4.125%
HK$36,517
baseline
▲ 0.50% · 4.625%
HK$38,442
+HK$1,925/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,034/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,218
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,252
−HK$1,049/mo
Today · 4.125%
HK$35,301
baseline
▲ 0.50% · 4.625%
HK$37,449
+HK$2,148/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,602/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,955
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,946
−HK$1,006/mo
Today · 4.125%
HK$38,952
baseline
▲ 0.50% · 4.625%
HK$41,005
+HK$2,053/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,904/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,294
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,392
−HK$1,116/mo
Today · 4.125%
HK$37,508
baseline
▲ 0.50% · 4.625%
HK$39,790
+HK$2,282/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$75,016/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,265
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,318
−HK$1,068/mo
Today · 4.125%
HK$41,386
baseline
▲ 0.50% · 4.625%
HK$43,568
+HK$2,182/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,772/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,371
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,533
−HK$1,181/mo
Today · 4.125%
HK$39,714
baseline
▲ 0.50% · 4.625%
HK$42,131
+HK$2,417/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,428/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,574
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,689
−HK$1,132/mo
Today · 4.125%
HK$43,821
baseline
▲ 0.50% · 4.625%
HK$46,130
+HK$2,309/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,642/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,488 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).