▼ 0.50% · 3.625%
HK$21,113
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,770
−HK$667/mo
Today · 4.125%
HK$22,437
baseline
▲ 0.50% · 4.625%
HK$23,803
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,874/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,488
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,118
−HK$639/mo
Today · 4.125%
HK$24,757
baseline
▲ 0.50% · 4.625%
HK$26,062
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,514/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,225
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,947
−HK$734/mo
Today · 4.125%
HK$24,681
baseline
▲ 0.50% · 4.625%
HK$26,183
+HK$1,502/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$49,362/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,837
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,530
−HK$703/mo
Today · 4.125%
HK$27,233
baseline
▲ 0.50% · 4.625%
HK$28,669
+HK$1,436/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$54,466/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,336
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,124
−HK$801/mo
Today · 4.125%
HK$26,925
baseline
▲ 0.50% · 4.625%
HK$28,563
+HK$1,638/mo
Deposit HK$3.70M · loan HK$5.56M · min. income ≈ HK$53,850/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,186
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,942
−HK$767/mo
Today · 4.125%
HK$29,709
baseline
▲ 0.50% · 4.625%
HK$31,275
+HK$1,566/mo
Deposit HK$3.70M · loan HK$5.56M · min. income ≈ HK$59,418/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,447
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,301
−HK$868/mo
Today · 4.125%
HK$29,169
baseline
▲ 0.50% · 4.625%
HK$30,943
+HK$1,774/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,338/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,535
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,354
−HK$831/mo
Today · 4.125%
HK$32,185
baseline
▲ 0.50% · 4.625%
HK$33,881
+HK$1,696/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,370/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,559
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,478
−HK$934/mo
Today · 4.125%
HK$31,412
baseline
▲ 0.50% · 4.625%
HK$33,324
+HK$1,912/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,824/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,884
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,766
−HK$894/mo
Today · 4.125%
HK$34,660
baseline
▲ 0.50% · 4.625%
HK$36,487
+HK$1,827/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,320/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,670
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,655
−HK$1,001/mo
Today · 4.125%
HK$33,656
baseline
▲ 0.50% · 4.625%
HK$35,704
+HK$2,048/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,312/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,233
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,177
−HK$959/mo
Today · 4.125%
HK$37,136
baseline
▲ 0.50% · 4.625%
HK$39,094
+HK$1,958/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,272/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,781
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,832
−HK$1,068/mo
Today · 4.125%
HK$35,900
baseline
▲ 0.50% · 4.625%
HK$38,084
+HK$2,184/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,800/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,581
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,589
−HK$1,023/mo
Today · 4.125%
HK$39,612
baseline
▲ 0.50% · 4.625%
HK$41,700
+HK$2,088/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,224/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,893
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$1,134/mo
Today · 4.125%
HK$38,143
baseline
▲ 0.50% · 4.625%
HK$40,464
+HK$2,321/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,286/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,930
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,001
−HK$1,087/mo
Today · 4.125%
HK$42,088
baseline
▲ 0.50% · 4.625%
HK$44,306
+HK$2,218/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,176/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,004
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,186
−HK$1,201/mo
Today · 4.125%
HK$40,387
baseline
▲ 0.50% · 4.625%
HK$42,845
+HK$2,458/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$80,774/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,279
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,413
−HK$1,150/mo
Today · 4.125%
HK$44,563
baseline
▲ 0.50% · 4.625%
HK$46,912
+HK$2,349/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$89,126/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,919 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).