▼ 0.50% · 3.625%
HK$22,321
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,015
−HK$706/mo
Today · 4.125%
HK$23,721
baseline
▲ 0.50% · 4.625%
HK$25,164
+HK$1,443/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,442/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,832
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,498
−HK$675/mo
Today · 4.125%
HK$26,173
baseline
▲ 0.50% · 4.625%
HK$27,553
+HK$1,380/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,346/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,553
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,317
−HK$776/mo
Today · 4.125%
HK$26,093
baseline
▲ 0.50% · 4.625%
HK$27,680
+HK$1,587/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,186/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,315
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,047
−HK$744/mo
Today · 4.125%
HK$28,791
baseline
▲ 0.50% · 4.625%
HK$30,308
+HK$1,517/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,582/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,785
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,618
−HK$847/mo
Today · 4.125%
HK$28,465
baseline
▲ 0.50% · 4.625%
HK$30,197
+HK$1,732/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$56,930/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,798
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,597
−HK$811/mo
Today · 4.125%
HK$31,408
baseline
▲ 0.50% · 4.625%
HK$33,063
+HK$1,655/mo
Deposit HK$3.92M · loan HK$5.87M · min. income ≈ HK$62,816/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,017
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,920
−HK$917/mo
Today · 4.125%
HK$30,837
baseline
▲ 0.50% · 4.625%
HK$32,713
+HK$1,876/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$61,674/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,281
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,147
−HK$878/mo
Today · 4.125%
HK$34,025
baseline
▲ 0.50% · 4.625%
HK$35,819
+HK$1,794/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$68,050/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,249
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,221
−HK$988/mo
Today · 4.125%
HK$33,209
baseline
▲ 0.50% · 4.625%
HK$35,229
+HK$2,020/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,418/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,764
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,697
−HK$946/mo
Today · 4.125%
HK$36,643
baseline
▲ 0.50% · 4.625%
HK$38,574
+HK$1,931/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,286/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,481
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,523
−HK$1,058/mo
Today · 4.125%
HK$35,581
baseline
▲ 0.50% · 4.625%
HK$37,746
+HK$2,165/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,162/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,248
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,247
−HK$1,013/mo
Today · 4.125%
HK$39,260
baseline
▲ 0.50% · 4.625%
HK$41,329
+HK$2,069/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,520/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,713
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,824
−HK$1,129/mo
Today · 4.125%
HK$37,953
baseline
▲ 0.50% · 4.625%
HK$40,262
+HK$2,309/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,906/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,731
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,796
−HK$1,081/mo
Today · 4.125%
HK$41,877
baseline
▲ 0.50% · 4.625%
HK$44,085
+HK$2,208/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,754/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,945
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,126
−HK$1,199/mo
Today · 4.125%
HK$40,325
baseline
▲ 0.50% · 4.625%
HK$42,779
+HK$2,454/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,650/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,214
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,346
−HK$1,149/mo
Today · 4.125%
HK$44,495
baseline
▲ 0.50% · 4.625%
HK$46,840
+HK$2,345/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$88,990/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,178
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,427
−HK$1,270/mo
Today · 4.125%
HK$42,697
baseline
▲ 0.50% · 4.625%
HK$45,295
+HK$2,598/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,394/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,697
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,896
−HK$1,216/mo
Today · 4.125%
HK$47,112
baseline
▲ 0.50% · 4.625%
HK$49,595
+HK$2,483/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,224/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,874 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).