▼ 0.50% · 3.625%
HK$21,872
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,552
−HK$692/mo
Today · 4.125%
HK$23,244
baseline
▲ 0.50% · 4.625%
HK$24,658
+HK$1,414/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,488/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,332
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,985
−HK$662/mo
Today · 4.125%
HK$25,647
baseline
▲ 0.50% · 4.625%
HK$26,999
+HK$1,352/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,294/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,059
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,808
−HK$760/mo
Today · 4.125%
HK$25,568
baseline
▲ 0.50% · 4.625%
HK$27,124
+HK$1,556/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,136/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,766
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,483
−HK$729/mo
Today · 4.125%
HK$28,212
baseline
▲ 0.50% · 4.625%
HK$29,699
+HK$1,487/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,424/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,246
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,063
−HK$829/mo
Today · 4.125%
HK$27,892
baseline
▲ 0.50% · 4.625%
HK$29,589
+HK$1,697/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,784/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,199
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,982
−HK$794/mo
Today · 4.125%
HK$30,776
baseline
▲ 0.50% · 4.625%
HK$32,399
+HK$1,623/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,552/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,434
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,318
−HK$899/mo
Today · 4.125%
HK$30,217
baseline
▲ 0.50% · 4.625%
HK$32,055
+HK$1,838/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$60,434/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,632
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,480
−HK$861/mo
Today · 4.125%
HK$33,341
baseline
▲ 0.50% · 4.625%
HK$35,099
+HK$1,758/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$66,682/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,621
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,573
−HK$968/mo
Today · 4.125%
HK$32,541
baseline
▲ 0.50% · 4.625%
HK$34,521
+HK$1,980/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,082/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,065
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,979
−HK$927/mo
Today · 4.125%
HK$35,906
baseline
▲ 0.50% · 4.625%
HK$37,798
+HK$1,892/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,812/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,808
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,829
−HK$1,036/mo
Today · 4.125%
HK$34,865
baseline
▲ 0.50% · 4.625%
HK$36,987
+HK$2,122/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,730/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,499
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,477
−HK$993/mo
Today · 4.125%
HK$38,470
baseline
▲ 0.50% · 4.625%
HK$40,498
+HK$2,028/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,940/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,995
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,084
−HK$1,106/mo
Today · 4.125%
HK$37,190
baseline
▲ 0.50% · 4.625%
HK$39,453
+HK$2,263/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,380/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,932
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,976
−HK$1,059/mo
Today · 4.125%
HK$41,035
baseline
▲ 0.50% · 4.625%
HK$43,198
+HK$2,163/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,070/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,182
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,339
−HK$1,175/mo
Today · 4.125%
HK$39,514
baseline
▲ 0.50% · 4.625%
HK$41,918
+HK$2,404/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$79,028/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,365
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,474
−HK$1,126/mo
Today · 4.125%
HK$43,600
baseline
▲ 0.50% · 4.625%
HK$45,898
+HK$2,298/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,200/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,370
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,594
−HK$1,244/mo
Today · 4.125%
HK$41,838
baseline
▲ 0.50% · 4.625%
HK$44,384
+HK$2,546/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,676/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,798
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,973
−HK$1,192/mo
Today · 4.125%
HK$46,165
baseline
▲ 0.50% · 4.625%
HK$48,598
+HK$2,433/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,330/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,191 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).