▼ 0.50% · 3.625%
HK$17,838
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,393
−HK$564/mo
Today · 4.125%
HK$18,957
baseline
▲ 0.50% · 4.625%
HK$20,110
+HK$1,153/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,914/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,845
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,377
−HK$540/mo
Today · 4.125%
HK$20,917
baseline
▲ 0.50% · 4.625%
HK$22,019
+HK$1,102/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,834/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,622
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,232
−HK$620/mo
Today · 4.125%
HK$20,852
baseline
▲ 0.50% · 4.625%
HK$22,121
+HK$1,269/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,704/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,829
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,415
−HK$594/mo
Today · 4.125%
HK$23,009
baseline
▲ 0.50% · 4.625%
HK$24,221
+HK$1,212/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$46,018/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,406
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,072
−HK$676/mo
Today · 4.125%
HK$22,748
baseline
▲ 0.50% · 4.625%
HK$24,132
+HK$1,384/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,496/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,814
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,452
−HK$648/mo
Today · 4.125%
HK$25,100
baseline
▲ 0.50% · 4.625%
HK$26,423
+HK$1,323/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,200/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,190
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,911
−HK$733/mo
Today · 4.125%
HK$24,644
baseline
▲ 0.50% · 4.625%
HK$26,143
+HK$1,499/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$49,288/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,798
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,490
−HK$702/mo
Today · 4.125%
HK$27,192
baseline
▲ 0.50% · 4.625%
HK$28,625
+HK$1,433/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$54,384/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,973
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,750
−HK$789/mo
Today · 4.125%
HK$26,539
baseline
▲ 0.50% · 4.625%
HK$28,154
+HK$1,615/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,078/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,783
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,528
−HK$756/mo
Today · 4.125%
HK$29,284
baseline
▲ 0.50% · 4.625%
HK$30,827
+HK$1,543/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,568/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,757
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,590
−HK$845/mo
Today · 4.125%
HK$28,435
baseline
▲ 0.50% · 4.625%
HK$30,165
+HK$1,730/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,870/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,767
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,565
−HK$810/mo
Today · 4.125%
HK$31,375
baseline
▲ 0.50% · 4.625%
HK$33,029
+HK$1,654/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,750/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,541
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,429
−HK$902/mo
Today · 4.125%
HK$30,331
baseline
▲ 0.50% · 4.625%
HK$32,176
+HK$1,845/mo
Deposit HK$1.56M · loan HK$6.26M · min. income ≈ HK$60,662/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,752
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,603
−HK$864/mo
Today · 4.125%
HK$33,467
baseline
▲ 0.50% · 4.625%
HK$35,231
+HK$1,764/mo
Deposit HK$1.56M · loan HK$6.26M · min. income ≈ HK$66,934/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,325
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,268
−HK$958/mo
Today · 4.125%
HK$32,226
baseline
▲ 0.50% · 4.625%
HK$34,187
+HK$1,961/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,452/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,736
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,641
−HK$918/mo
Today · 4.125%
HK$35,559
baseline
▲ 0.50% · 4.625%
HK$37,433
+HK$1,874/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,118/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,109
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,107
−HK$1,015/mo
Today · 4.125%
HK$34,122
baseline
▲ 0.50% · 4.625%
HK$36,198
+HK$2,076/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$68,244/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,721
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,679
−HK$971/mo
Today · 4.125%
HK$37,650
baseline
▲ 0.50% · 4.625%
HK$39,635
+HK$1,985/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$75,300/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,686 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).