▼ 0.50% · 3.625%
HK$16,405
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,915
−HK$519/mo
Today · 4.125%
HK$17,434
baseline
▲ 0.50% · 4.625%
HK$18,494
+HK$1,060/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,868/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,250
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,740
−HK$496/mo
Today · 4.125%
HK$19,236
baseline
▲ 0.50% · 4.625%
HK$20,250
+HK$1,014/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,472/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,045
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,607
−HK$570/mo
Today · 4.125%
HK$19,177
baseline
▲ 0.50% · 4.625%
HK$20,344
+HK$1,167/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,354/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,075
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,614
−HK$546/mo
Today · 4.125%
HK$21,160
baseline
▲ 0.50% · 4.625%
HK$22,275
+HK$1,115/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,320/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,686
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,298
−HK$622/mo
Today · 4.125%
HK$20,920
baseline
▲ 0.50% · 4.625%
HK$22,193
+HK$1,273/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,840/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,900
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,488
−HK$596/mo
Today · 4.125%
HK$23,084
baseline
▲ 0.50% · 4.625%
HK$24,300
+HK$1,216/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,168/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,326
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,990
−HK$674/mo
Today · 4.125%
HK$22,664
baseline
▲ 0.50% · 4.625%
HK$24,043
+HK$1,379/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,328/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,725
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,362
−HK$645/mo
Today · 4.125%
HK$25,007
baseline
▲ 0.50% · 4.625%
HK$26,325
+HK$1,318/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,014/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,967
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,681
−HK$726/mo
Today · 4.125%
HK$24,407
baseline
▲ 0.50% · 4.625%
HK$25,892
+HK$1,485/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,814/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,550
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,236
−HK$695/mo
Today · 4.125%
HK$26,931
baseline
▲ 0.50% · 4.625%
HK$28,350
+HK$1,419/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,862/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,607
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,373
−HK$777/mo
Today · 4.125%
HK$26,150
baseline
▲ 0.50% · 4.625%
HK$27,742
+HK$1,592/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,300/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,375
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,110
−HK$744/mo
Today · 4.125%
HK$28,854
baseline
▲ 0.50% · 4.625%
HK$30,375
+HK$1,521/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,708/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,248
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,064
−HK$830/mo
Today · 4.125%
HK$27,894
baseline
▲ 0.50% · 4.625%
HK$29,591
+HK$1,697/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,788/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,200
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,984
−HK$794/mo
Today · 4.125%
HK$30,778
baseline
▲ 0.50% · 4.625%
HK$32,400
+HK$1,622/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,556/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,888
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,756
−HK$881/mo
Today · 4.125%
HK$29,637
baseline
▲ 0.50% · 4.625%
HK$31,441
+HK$1,804/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,274/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,025
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,858
−HK$844/mo
Today · 4.125%
HK$32,702
baseline
▲ 0.50% · 4.625%
HK$34,425
+HK$1,723/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,404/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,529
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,447
−HK$934/mo
Today · 4.125%
HK$31,381
baseline
▲ 0.50% · 4.625%
HK$33,290
+HK$1,909/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,762/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,851
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,732
−HK$893/mo
Today · 4.125%
HK$34,625
baseline
▲ 0.50% · 4.625%
HK$36,450
+HK$1,825/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,250/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,830 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).