▼ 0.50% · 3.625%
HK$17,403
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,944
−HK$550/mo
Today · 4.125%
HK$18,494
baseline
▲ 0.50% · 4.625%
HK$19,619
+HK$1,125/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$36,988/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,360
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,879
−HK$527/mo
Today · 4.125%
HK$20,406
baseline
▲ 0.50% · 4.625%
HK$21,482
+HK$1,076/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,812/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,143
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,738
−HK$605/mo
Today · 4.125%
HK$20,343
baseline
▲ 0.50% · 4.625%
HK$21,581
+HK$1,238/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$40,686/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,296
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,867
−HK$580/mo
Today · 4.125%
HK$22,447
baseline
▲ 0.50% · 4.625%
HK$23,630
+HK$1,183/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$44,894/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,883
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,533
−HK$660/mo
Today · 4.125%
HK$22,193
baseline
▲ 0.50% · 4.625%
HK$23,543
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,386/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,232
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,855
−HK$632/mo
Today · 4.125%
HK$24,487
baseline
▲ 0.50% · 4.625%
HK$25,778
+HK$1,291/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,974/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,623
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,327
−HK$715/mo
Today · 4.125%
HK$24,042
baseline
▲ 0.50% · 4.625%
HK$25,505
+HK$1,463/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,084/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,168
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,843
−HK$685/mo
Today · 4.125%
HK$26,528
baseline
▲ 0.50% · 4.625%
HK$27,926
+HK$1,398/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,056/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,364
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,122
−HK$770/mo
Today · 4.125%
HK$25,892
baseline
▲ 0.50% · 4.625%
HK$27,467
+HK$1,575/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,784/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,104
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,831
−HK$738/mo
Today · 4.125%
HK$28,569
baseline
▲ 0.50% · 4.625%
HK$30,075
+HK$1,506/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,138/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,104
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,916
−HK$825/mo
Today · 4.125%
HK$27,741
baseline
▲ 0.50% · 4.625%
HK$29,429
+HK$1,688/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,482/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,040
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,819
−HK$790/mo
Today · 4.125%
HK$30,609
baseline
▲ 0.50% · 4.625%
HK$32,223
+HK$1,614/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,218/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,844
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,710
−HK$880/mo
Today · 4.125%
HK$29,590
baseline
▲ 0.50% · 4.625%
HK$31,391
+HK$1,801/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,180/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,976
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,807
−HK$843/mo
Today · 4.125%
HK$32,650
baseline
▲ 0.50% · 4.625%
HK$34,371
+HK$1,721/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,300/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,584
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,505
−HK$935/mo
Today · 4.125%
HK$31,440
baseline
▲ 0.50% · 4.625%
HK$33,353
+HK$1,913/mo
Deposit HK$1.14M · loan HK$6.49M · min. income ≈ HK$62,880/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,912
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,795
−HK$896/mo
Today · 4.125%
HK$34,691
baseline
▲ 0.50% · 4.625%
HK$36,519
+HK$1,828/mo
Deposit HK$1.14M · loan HK$6.49M · min. income ≈ HK$69,382/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,325
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,299
−HK$990/mo
Today · 4.125%
HK$33,289
baseline
▲ 0.50% · 4.625%
HK$35,315
+HK$2,026/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,578/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,848
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,783
−HK$948/mo
Today · 4.125%
HK$36,731
baseline
▲ 0.50% · 4.625%
HK$38,667
+HK$1,936/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,462/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,957 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).