▼ 0.50% · 3.625%
HK$17,348
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,888
−HK$548/mo
Today · 4.125%
HK$18,436
baseline
▲ 0.50% · 4.625%
HK$19,558
+HK$1,122/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,872/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,300
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,817
−HK$525/mo
Today · 4.125%
HK$20,342
baseline
▲ 0.50% · 4.625%
HK$21,414
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,684/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,083
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,676
−HK$603/mo
Today · 4.125%
HK$20,279
baseline
▲ 0.50% · 4.625%
HK$21,513
+HK$1,234/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,558/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,229
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,799
−HK$577/mo
Today · 4.125%
HK$22,376
baseline
▲ 0.50% · 4.625%
HK$23,556
+HK$1,180/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,752/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,818
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,465
−HK$658/mo
Today · 4.125%
HK$22,123
baseline
▲ 0.50% · 4.625%
HK$23,469
+HK$1,346/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,246/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,159
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,781
−HK$630/mo
Today · 4.125%
HK$24,411
baseline
▲ 0.50% · 4.625%
HK$25,697
+HK$1,286/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,822/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,552
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,254
−HK$713/mo
Today · 4.125%
HK$23,967
baseline
▲ 0.50% · 4.625%
HK$25,425
+HK$1,458/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$47,934/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,089
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,762
−HK$683/mo
Today · 4.125%
HK$26,445
baseline
▲ 0.50% · 4.625%
HK$27,839
+HK$1,394/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$52,890/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,287
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,043
−HK$767/mo
Today · 4.125%
HK$25,810
baseline
▲ 0.50% · 4.625%
HK$27,381
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,620/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,019
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,744
−HK$735/mo
Today · 4.125%
HK$28,479
baseline
▲ 0.50% · 4.625%
HK$29,980
+HK$1,501/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,958/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,022
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,831
−HK$823/mo
Today · 4.125%
HK$27,654
baseline
▲ 0.50% · 4.625%
HK$29,337
+HK$1,683/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,308/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,949
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,726
−HK$787/mo
Today · 4.125%
HK$30,513
baseline
▲ 0.50% · 4.625%
HK$32,122
+HK$1,609/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,026/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,757
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,620
−HK$877/mo
Today · 4.125%
HK$29,497
baseline
▲ 0.50% · 4.625%
HK$31,292
+HK$1,795/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$58,994/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,879
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,707
−HK$841/mo
Today · 4.125%
HK$32,548
baseline
▲ 0.50% · 4.625%
HK$34,263
+HK$1,715/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,096/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,492
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,409
−HK$932/mo
Today · 4.125%
HK$31,341
baseline
▲ 0.50% · 4.625%
HK$33,248
+HK$1,907/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,682/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,809
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,689
−HK$893/mo
Today · 4.125%
HK$34,582
baseline
▲ 0.50% · 4.625%
HK$36,405
+HK$1,823/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,164/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,226
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,198
−HK$987/mo
Today · 4.125%
HK$33,185
baseline
▲ 0.50% · 4.625%
HK$35,204
+HK$2,019/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,370/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,739
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,671
−HK$945/mo
Today · 4.125%
HK$36,616
baseline
▲ 0.50% · 4.625%
HK$38,546
+HK$1,930/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,232/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,238 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).