▼ 0.50% · 3.625%
HK$13,758
−HK$862/mo
▼ 0.25% · 3.875%
HK$14,186
−HK$434/mo
Today · 4.125%
HK$14,620
baseline
▲ 0.50% · 4.625%
HK$15,510
+HK$890/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,240/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,305
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,716
−HK$416/mo
Today · 4.125%
HK$16,132
baseline
▲ 0.50% · 4.625%
HK$16,982
+HK$850/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,264/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,133
−HK$949/mo
▼ 0.25% · 3.875%
HK$15,604
−HK$478/mo
Today · 4.125%
HK$16,082
baseline
▲ 0.50% · 4.625%
HK$17,061
+HK$979/mo
Deposit HK$2.72M · loan HK$3.32M · min. income ≈ HK$32,164/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,836
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,287
−HK$458/mo
Today · 4.125%
HK$17,745
baseline
▲ 0.50% · 4.625%
HK$18,681
+HK$936/mo
Deposit HK$2.72M · loan HK$3.32M · min. income ≈ HK$35,490/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,509
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,023
−HK$521/mo
Today · 4.125%
HK$17,544
baseline
▲ 0.50% · 4.625%
HK$18,612
+HK$1,068/mo
Deposit HK$2.41M · loan HK$3.62M · min. income ≈ HK$35,088/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,366
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,859
−HK$499/mo
Today · 4.125%
HK$19,358
baseline
▲ 0.50% · 4.625%
HK$20,379
+HK$1,021/mo
Deposit HK$2.41M · loan HK$3.62M · min. income ≈ HK$38,716/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,885
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,441
−HK$565/mo
Today · 4.125%
HK$19,006
baseline
▲ 0.50% · 4.625%
HK$20,163
+HK$1,157/mo
Deposit HK$2.11M · loan HK$3.92M · min. income ≈ HK$38,012/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,897
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,430
−HK$542/mo
Today · 4.125%
HK$20,972
baseline
▲ 0.50% · 4.625%
HK$22,077
+HK$1,105/mo
Deposit HK$2.11M · loan HK$3.92M · min. income ≈ HK$41,944/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,261
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,860
−HK$608/mo
Today · 4.125%
HK$20,468
baseline
▲ 0.50% · 4.625%
HK$21,714
+HK$1,246/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$40,936/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,427
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,002
−HK$583/mo
Today · 4.125%
HK$22,585
baseline
▲ 0.50% · 4.625%
HK$23,775
+HK$1,190/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$45,170/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,636
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,278
−HK$652/mo
Today · 4.125%
HK$21,930
baseline
▲ 0.50% · 4.625%
HK$23,265
+HK$1,335/mo
Deposit HK$1.51M · loan HK$4.53M · min. income ≈ HK$43,860/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,958
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,573
−HK$625/mo
Today · 4.125%
HK$24,198
baseline
▲ 0.50% · 4.625%
HK$25,474
+HK$1,276/mo
Deposit HK$1.51M · loan HK$4.53M · min. income ≈ HK$48,396/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,012
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,697
−HK$696/mo
Today · 4.125%
HK$23,393
baseline
▲ 0.50% · 4.625%
HK$24,816
+HK$1,423/mo
Deposit HK$1.21M · loan HK$4.83M · min. income ≈ HK$46,786/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,488
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,145
−HK$666/mo
Today · 4.125%
HK$25,811
baseline
▲ 0.50% · 4.625%
HK$27,172
+HK$1,361/mo
Deposit HK$1.21M · loan HK$4.83M · min. income ≈ HK$51,622/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,388
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,115
−HK$740/mo
Today · 4.125%
HK$24,855
baseline
▲ 0.50% · 4.625%
HK$26,367
+HK$1,512/mo
Deposit HK$905K · loan HK$5.13M · min. income ≈ HK$49,710/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,019
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,717
−HK$708/mo
Today · 4.125%
HK$27,425
baseline
▲ 0.50% · 4.625%
HK$28,870
+HK$1,445/mo
Deposit HK$905K · loan HK$5.13M · min. income ≈ HK$54,850/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,764
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,534
−HK$783/mo
Today · 4.125%
HK$26,317
baseline
▲ 0.50% · 4.625%
HK$27,918
+HK$1,601/mo
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$52,634/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,549
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,288
−HK$750/mo
Today · 4.125%
HK$29,038
baseline
▲ 0.50% · 4.625%
HK$30,568
+HK$1,530/mo
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$58,076/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$138,336 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).