▼ 0.50% · 3.625%
HK$18,225
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,792
−HK$576/mo
Today · 4.125%
HK$19,368
baseline
▲ 0.50% · 4.625%
HK$20,546
+HK$1,178/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,736/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,275
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,819
−HK$551/mo
Today · 4.125%
HK$21,370
baseline
▲ 0.50% · 4.625%
HK$22,497
+HK$1,127/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,740/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,047
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,671
−HK$633/mo
Today · 4.125%
HK$21,304
baseline
▲ 0.50% · 4.625%
HK$22,601
+HK$1,297/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,608/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,302
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,900
−HK$607/mo
Today · 4.125%
HK$23,507
baseline
▲ 0.50% · 4.625%
HK$24,746
+HK$1,239/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,014/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,870
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,550
−HK$691/mo
Today · 4.125%
HK$23,241
baseline
▲ 0.50% · 4.625%
HK$24,655
+HK$1,414/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,482/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,330
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,982
−HK$662/mo
Today · 4.125%
HK$25,644
baseline
▲ 0.50% · 4.625%
HK$26,996
+HK$1,352/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,288/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,692
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,429
−HK$749/mo
Today · 4.125%
HK$25,178
baseline
▲ 0.50% · 4.625%
HK$26,710
+HK$1,532/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,356/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,357
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,064
−HK$717/mo
Today · 4.125%
HK$27,781
baseline
▲ 0.50% · 4.625%
HK$29,246
+HK$1,465/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,562/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,515
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,308
−HK$807/mo
Today · 4.125%
HK$27,115
baseline
▲ 0.50% · 4.625%
HK$28,765
+HK$1,650/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,230/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,385
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,146
−HK$772/mo
Today · 4.125%
HK$29,918
baseline
▲ 0.50% · 4.625%
HK$31,495
+HK$1,577/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,836/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,337
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,187
−HK$864/mo
Today · 4.125%
HK$29,051
baseline
▲ 0.50% · 4.625%
HK$30,819
+HK$1,768/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,102/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,412
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,228
−HK$827/mo
Today · 4.125%
HK$32,055
baseline
▲ 0.50% · 4.625%
HK$33,745
+HK$1,690/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,110/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,160
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,067
−HK$921/mo
Today · 4.125%
HK$30,988
baseline
▲ 0.50% · 4.625%
HK$32,874
+HK$1,886/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,976/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,440
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,310
−HK$882/mo
Today · 4.125%
HK$34,192
baseline
▲ 0.50% · 4.625%
HK$35,995
+HK$1,803/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,384/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,982
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,946
−HK$979/mo
Today · 4.125%
HK$32,925
baseline
▲ 0.50% · 4.625%
HK$34,928
+HK$2,003/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,850/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,467
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,392
−HK$937/mo
Today · 4.125%
HK$36,329
baseline
▲ 0.50% · 4.625%
HK$38,244
+HK$1,915/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,658/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,805
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,825
−HK$1,037/mo
Today · 4.125%
HK$34,862
baseline
▲ 0.50% · 4.625%
HK$36,983
+HK$2,121/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,724/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,495
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,474
−HK$992/mo
Today · 4.125%
HK$38,466
baseline
▲ 0.50% · 4.625%
HK$40,494
+HK$2,028/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,932/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,773 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).