▼ 0.50% · 3.625%
HK$20,194
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,822
−HK$639/mo
Today · 4.125%
HK$21,461
baseline
▲ 0.50% · 4.625%
HK$22,766
+HK$1,305/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,922/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,466
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,068
−HK$612/mo
Today · 4.125%
HK$23,680
baseline
▲ 0.50% · 4.625%
HK$24,928
+HK$1,248/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,360/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,214
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,905
−HK$702/mo
Today · 4.125%
HK$23,607
baseline
▲ 0.50% · 4.625%
HK$25,043
+HK$1,436/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,214/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,712
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,375
−HK$673/mo
Today · 4.125%
HK$26,048
baseline
▲ 0.50% · 4.625%
HK$27,421
+HK$1,373/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,096/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,233
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,987
−HK$766/mo
Today · 4.125%
HK$25,753
baseline
▲ 0.50% · 4.625%
HK$27,320
+HK$1,567/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,506/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,959
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,682
−HK$734/mo
Today · 4.125%
HK$28,416
baseline
▲ 0.50% · 4.625%
HK$29,913
+HK$1,497/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,832/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,253
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,069
−HK$830/mo
Today · 4.125%
HK$27,899
baseline
▲ 0.50% · 4.625%
HK$29,596
+HK$1,697/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,798/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,206
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,989
−HK$795/mo
Today · 4.125%
HK$30,784
baseline
▲ 0.50% · 4.625%
HK$32,406
+HK$1,622/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,568/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,272
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,151
−HK$894/mo
Today · 4.125%
HK$30,045
baseline
▲ 0.50% · 4.625%
HK$31,873
+HK$1,828/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,090/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,452
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,296
−HK$856/mo
Today · 4.125%
HK$33,152
baseline
▲ 0.50% · 4.625%
HK$34,899
+HK$1,747/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,304/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,291
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,234
−HK$957/mo
Today · 4.125%
HK$32,191
baseline
▲ 0.50% · 4.625%
HK$34,150
+HK$1,959/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,382/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,699
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,603
−HK$916/mo
Today · 4.125%
HK$35,519
baseline
▲ 0.50% · 4.625%
HK$37,392
+HK$1,873/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$71,038/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,311
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,316
−HK$1,021/mo
Today · 4.125%
HK$34,337
baseline
▲ 0.50% · 4.625%
HK$36,426
+HK$2,089/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,674/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,945
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,909
−HK$978/mo
Today · 4.125%
HK$37,887
baseline
▲ 0.50% · 4.625%
HK$39,885
+HK$1,998/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,774/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,330
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,398
−HK$1,085/mo
Today · 4.125%
HK$36,483
baseline
▲ 0.50% · 4.625%
HK$38,703
+HK$2,220/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$72,966/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,192
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,216
−HK$1,039/mo
Today · 4.125%
HK$40,255
baseline
▲ 0.50% · 4.625%
HK$42,377
+HK$2,122/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,510/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,350
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,480
−HK$1,149/mo
Today · 4.125%
HK$38,629
baseline
▲ 0.50% · 4.625%
HK$40,980
+HK$2,351/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$77,258/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,439
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,523
−HK$1,100/mo
Today · 4.125%
HK$42,623
baseline
▲ 0.50% · 4.625%
HK$44,870
+HK$2,247/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$85,246/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,684 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).