▼ 0.50% · 3.625%
HK$18,179
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,744
−HK$575/mo
Today · 4.125%
HK$19,319
baseline
▲ 0.50% · 4.625%
HK$20,494
+HK$1,175/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,638/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,224
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,766
−HK$550/mo
Today · 4.125%
HK$21,316
baseline
▲ 0.50% · 4.625%
HK$22,440
+HK$1,124/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,632/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,997
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,619
−HK$632/mo
Today · 4.125%
HK$21,251
baseline
▲ 0.50% · 4.625%
HK$22,544
+HK$1,293/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$42,502/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,246
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,843
−HK$605/mo
Today · 4.125%
HK$23,448
baseline
▲ 0.50% · 4.625%
HK$24,684
+HK$1,236/mo
Deposit HK$3.59M · loan HK$4.38M · min. income ≈ HK$46,896/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,815
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,493
−HK$690/mo
Today · 4.125%
HK$23,183
baseline
▲ 0.50% · 4.625%
HK$24,593
+HK$1,410/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,366/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,269
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,919
−HK$661/mo
Today · 4.125%
HK$25,580
baseline
▲ 0.50% · 4.625%
HK$26,928
+HK$1,348/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,160/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,632
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,368
−HK$746/mo
Today · 4.125%
HK$25,114
baseline
▲ 0.50% · 4.625%
HK$26,643
+HK$1,529/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,228/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,291
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,996
−HK$715/mo
Today · 4.125%
HK$27,711
baseline
▲ 0.50% · 4.625%
HK$29,172
+HK$1,461/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,422/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,450
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,242
−HK$804/mo
Today · 4.125%
HK$27,046
baseline
▲ 0.50% · 4.625%
HK$28,692
+HK$1,646/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,092/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,313
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,073
−HK$770/mo
Today · 4.125%
HK$29,843
baseline
▲ 0.50% · 4.625%
HK$31,416
+HK$1,573/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,686/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,268
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,116
−HK$862/mo
Today · 4.125%
HK$28,978
baseline
▲ 0.50% · 4.625%
HK$30,741
+HK$1,763/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,956/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,336
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,149
−HK$826/mo
Today · 4.125%
HK$31,975
baseline
▲ 0.50% · 4.625%
HK$33,660
+HK$1,685/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,950/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,086
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,991
−HK$919/mo
Today · 4.125%
HK$30,910
baseline
▲ 0.50% · 4.625%
HK$32,791
+HK$1,881/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$61,820/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,358
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,226
−HK$880/mo
Today · 4.125%
HK$34,106
baseline
▲ 0.50% · 4.625%
HK$35,904
+HK$1,798/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$68,212/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,904
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,865
−HK$977/mo
Today · 4.125%
HK$32,842
baseline
▲ 0.50% · 4.625%
HK$34,840
+HK$1,998/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,684/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,380
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,302
−HK$936/mo
Today · 4.125%
HK$36,238
baseline
▲ 0.50% · 4.625%
HK$38,148
+HK$1,910/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,476/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,722
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,740
−HK$1,034/mo
Today · 4.125%
HK$34,774
baseline
▲ 0.50% · 4.625%
HK$36,890
+HK$2,116/mo
Deposit HK$797K · loan HK$7.18M · min. income ≈ HK$69,548/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,403
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,379
−HK$990/mo
Today · 4.125%
HK$38,369
baseline
▲ 0.50% · 4.625%
HK$40,392
+HK$2,023/mo
Deposit HK$797K · loan HK$7.18M · min. income ≈ HK$76,738/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,169 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).