▼ 0.50% · 3.625%
HK$20,922
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,573
−HK$661/mo
Today · 4.125%
HK$22,234
baseline
▲ 0.50% · 4.625%
HK$23,587
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,468/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,275
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,899
−HK$634/mo
Today · 4.125%
HK$24,533
baseline
▲ 0.50% · 4.625%
HK$25,826
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,066/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,014
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,730
−HK$727/mo
Today · 4.125%
HK$24,457
baseline
▲ 0.50% · 4.625%
HK$25,945
+HK$1,488/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,914/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,603
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,289
−HK$697/mo
Today · 4.125%
HK$26,986
baseline
▲ 0.50% · 4.625%
HK$28,408
+HK$1,422/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,972/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,106
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,887
−HK$794/mo
Today · 4.125%
HK$26,681
baseline
▲ 0.50% · 4.625%
HK$28,304
+HK$1,623/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,362/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,930
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,679
−HK$760/mo
Today · 4.125%
HK$29,439
baseline
▲ 0.50% · 4.625%
HK$30,991
+HK$1,552/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,878/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,198
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,044
−HK$860/mo
Today · 4.125%
HK$28,904
baseline
▲ 0.50% · 4.625%
HK$30,663
+HK$1,759/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,808/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,258
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,069
−HK$824/mo
Today · 4.125%
HK$31,893
baseline
▲ 0.50% · 4.625%
HK$33,574
+HK$1,681/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,786/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,290
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,202
−HK$925/mo
Today · 4.125%
HK$31,127
baseline
▲ 0.50% · 4.625%
HK$33,021
+HK$1,894/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,254/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,585
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,459
−HK$887/mo
Today · 4.125%
HK$34,346
baseline
▲ 0.50% · 4.625%
HK$36,156
+HK$1,810/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,692/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,383
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,359
−HK$992/mo
Today · 4.125%
HK$33,351
baseline
▲ 0.50% · 4.625%
HK$35,380
+HK$2,029/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,702/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,913
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,849
−HK$950/mo
Today · 4.125%
HK$36,799
baseline
▲ 0.50% · 4.625%
HK$38,739
+HK$1,940/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,598/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,475
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,516
−HK$1,058/mo
Today · 4.125%
HK$35,574
baseline
▲ 0.50% · 4.625%
HK$37,739
+HK$2,165/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$71,148/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,240
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,239
−HK$1,013/mo
Today · 4.125%
HK$39,252
baseline
▲ 0.50% · 4.625%
HK$41,321
+HK$2,069/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$78,504/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,567
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,673
−HK$1,124/mo
Today · 4.125%
HK$37,797
baseline
▲ 0.50% · 4.625%
HK$40,097
+HK$2,300/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,594/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,568
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,629
−HK$1,077/mo
Today · 4.125%
HK$41,706
baseline
▲ 0.50% · 4.625%
HK$43,904
+HK$2,198/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,412/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,659
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,831
−HK$1,190/mo
Today · 4.125%
HK$40,021
baseline
▲ 0.50% · 4.625%
HK$42,456
+HK$2,435/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,042/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,895
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,019
−HK$1,140/mo
Today · 4.125%
HK$44,159
baseline
▲ 0.50% · 4.625%
HK$46,487
+HK$2,328/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,318/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,519 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).